Pick Up The Phone To Dramatically Reduce Your Workers’ Compensation Costs

Pick Up The Phone To Dramatically Reduce Your Workers’ Compensation CostsOne of the biggest reasons injured workers hire attorneys is because no one has contacted them since the injury. They are in pain, not sure what to do or expect, and no one from the company has bothered to see how they are doing or even say ‘hello.’ They feel ignored and alone.

 

Attorney involvement is a huge cost driver, often more than doubling the cost of a claim. It makes sense to do everything possible to eliminate this reason a worker would contact an attorney — especially when it is as simple as making a phone call.

 

 

Why It’s Important

 

A worker who has been injured is suddenly thrust completely outside his comfort zone. His employer can easily allay his fears and concerns by contacting him. Calling the injured worker as soon as possible after the injury sets the tone for the claim.

 

 

Who Should Call

 

The most effective way to set a positive tone for the claim is by having a trusted colleague connect with the injured worker. In most cases, it is the supervisor. That person typically knows the injured worker well and is also in the best position to provide information about the company’s disability management process.

 

In some cases the supervisor may not be the best person to contact the injured worker; he may be unavailable or may have a frictional relationship with the employee. In those cases, someone else should be designated to communicate with the worker. It could be another manager who has a positive relationship with the employee or even a coworker who clearly understands the workers’ compensation process.

 

 

What to Say

 

A big reason some supervisors don’t contact injured workers is because they are not sure what to say. The conversation can be simple and friendly. With some basic, short training, the first-day phone call can be the most important aspect of handling the claim.

 

It’s important to understand the most immediate concerns of an injured worker are:

 

  • How and when he will get paid
  • How he will receive medical treatment
  • Whether and how he will be able to work

 

The conversation should address those issues, and answer any additional questions the worker has. The tone of the discussion should be friendly and easy, expressing concern and understanding. It is also imperative that the caller convey the message that the company wants the employee back at work.

 

Here are examples of things to say to the injured worker:

 

 

Show caring and concern:

 

  1. How are you? How is it going?
  2. How are you feeling?
  3. How was your first medical appointment?
  4. Did you like the doctor?
  5. Are/were you able to get the prescriptions you need?

 

 

Express support and understanding:

 

  1. We are really sorry you got injured.
  2. Is there anything we can do to help?
  3. Would you like me to contact your family?
  4. Do you need me to pick up any of your clothes, your materials, anything from the office?
  5. We want you back at work.

 

In addition to asking questions, the caller should actively listen to what the injured worker is saying. That means letting him speak without interrupting him, even if he is angry and upset. What is important is that he is heard and that the caller expresses his understanding of the situation — even if the caller does not agree with what the worker is saying.

 

 

Conclusion

 

Workers’ compensation claims close quicker when the injured worker heals faster and gets back to work sooner. Engaging the worker in his recovery will expedite the process. Injured workers who feel their employer cares about their well-being and maintains a connection are more engaged than those who feel alienated.

 

 

 

Michael Stack - AmaxxAuthor Michael Stack, CEO Amaxx LLC. He is an expert in workers’ compensation cost containment systems and helps employers reduce their workers’ comp costs by 20% to 50%.  He works as a consultant to large and mid-market clients, is a co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and is founder & lead trainer of Amaxx Workers’ Comp Training Center .

 

Contact: mstack@reduceyourworkerscomp.com.

Workers’ Comp Roundup Blog: https://blog.reduceyourworkerscomp.com/

 

©2018 Amaxx LLC. All rights reserved under International Copyright Law.

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More

Please don't print this Website

Unnecessary printing not only means unnecessary cost of paper and inks, but also avoidable environmental impact on producing and shipping these supplies. Reducing printing can make a small but a significant impact.

Instead use the PDF download option, provided on the page you tried to print.

Powered by "Unprintable Blog" for Wordpress - www.greencp.de