Ask the managers at three of your locations what happens in the first hour after someone gets hurt, …
The First Hour After an Injury: A Checklist Every Location Runs the Same WayRead More

Ask the managers at three of your locations what happens in the first hour after someone gets hurt, …
The First Hour After an Injury: A Checklist Every Location Runs the Same WayRead More

You lower your experience mod by having fewer claims that count against it and by keeping the ones …

Ask one of your managers what he is supposed to do after an injured employee goes home. Most will …

"We review every open claim, so we're in control." It is one of the most common things employers …

Transitional duty is work an injured employee does while they recover, within the restrictions …

Your loss run has two dates on every claim: the day the injury happened and the day it was …
The Loss Run Column That Says More About Control Than Your PremiumRead More

Every claim review team eventually runs into the same situation. One name keeps coming up. Let’s …

For many employers, the claim review happens once a quarter. The adjuster, broker, nurse case …
What You Miss When You Only Review Claims QuarterlyRead More

Picture a workers’ compensation program that launched well. Supervisors were trained. The injury …
How Good Workers’ Comp Programs Quietly Drift Off CourseRead More

The facts of a workplace injury are clearest in the first few days. Witnesses remember what they …
The Investigation You Paid For Is Only Useful If Someone Reads ItRead More

An employer writes a clear instruction: use a specific occupational health clinic for initial …
“May” vs. “Must”: The Two Words That Decide Who Controls Your ClaimsRead More

Most account handling instructions are written with good intentions. They describe what the …
How to Test Every Line of Your Account Handling InstructionsRead More

Two telemedicine vendors quote you a price. One says $100 per call. The other says $100 per call. …
What to Ask Before Signing With a New Telemedicine or Triage VendorRead More

Knowing that discount-driven networks can quietly raise total claim costs is one thing. Actually …
The Conversation That Changes Your Provider RelationshipRead More

When an employee gets hurt, the first voice they hear on the phone matters more than most employers …
Beyond “We Offer Telemedicine”: Choosing the Right Intake ModelRead More

Ask most employers how their safety program is performing, and they will point to one number. …
What Your Reporting System Reveals About Your Actual Safety CultureRead More

Somewhere in your organization, someone already knows about a hazard that has not been fixed. They …
Ask, Listen, Fix: Turning Employee Insight Into a Safer WorkplaceRead More

Most employers already know that safety culture matters. Fewer can explain what actually builds …

When it's time to renew or restructure a workers' compensation insurance program, many …
Why Choosing an Insurance Structure Requires a Team ApproachRead More

A captive insurance arrangement can be one of the most financially rewarding ways to manage …
Five Questions to Ask Before Joining a Workers’ Comp CaptiveRead More