For failing to carry compulsory Employers’ Liability Insurance (workers’ compensation insurance) a shop owner was fined £2,100 ($3,147.00) and ordered to pay £1,850.80 ($2,773.00) in costs following an investigation by the Health and Safety Executive. HSE’s investigation found the employers violated the insurance requirement four times.
While public liability insurance is generally voluntary, employers' liability insurance is compulsory and enables an employer to meet any costs relating to employees' injuries or illness whether caused on or off site.
HSE Inspector Andrea Robbins, said there is no excuse for not having the insurance. "Employers' Liability insurance is a legal requirement for all employers in Great Britain," Robbins commented. "As well as being a legal requirement, the insurance offers important protection for employers if an employee is injured or suffers from disease as a result of their work. (workersxzcompxzkit)
"The failure of employers to insure is seen as a serious matter and HSE will continue to refer appropriate cases to the magistrates for their consideration."
Author Robert Elliott, executive vice president, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers' Compensation costs, including airlines, health care, manufacturing, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. He can be contacted at: Robert_Elliott@ReduceYourWorkersComp.com or 860-553-6604.
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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers' comp issues.
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