Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …
Buyers Guide: Workers Compensation Insurance
The Experience Rating Adjustment in the Workers’ Comp Experience Mod
Experience rating adjustment is I think one of the more brilliant laws that lawmakers …
The Experience Rating Adjustment in the Workers’ Comp Experience ModRead More
The Timeframe Covered In The Experience Mod Rating Period
The experience mod formula and worker's compensation is a well-designed …
The Timeframe Covered In The Experience Mod Rating PeriodRead More
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience Mod
Is it more- damaging to your workers' comp experience mod to have ten $10,000 …
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience ModRead More
When To Start Preparing For your Workers’ Comp Premium Audit
s Prepare For Premium Audit Each year, like clockwork, your worker's comp …
When To Start Preparing For your Workers’ Comp Premium AuditRead More
Get a Certificate of Insurance For Independent Contracts
Tip to Ensure You're Not Overpaying In Workers Compensation There's a simple fact that …
Get a Certificate of Insurance For Independent ContractsRead More
How Improperly Classified Employees Affect the Experience Mod
https://youtu.be/MF-H9l7pW9g You ever done something that you thought would help, but you …
How Improperly Classified Employees Affect the Experience ModRead More
2 Workers’ Comp Payroll Deductions Employers Often Miss
Your employer is paying any type of insurance premium. The amount of payroll that employer has is a …
2 Workers’ Comp Payroll Deductions Employers Often MissRead More
Key Questions to Ask When Selecting An Insurance Broker
Selecting an insurance broker is an important decision for a company. The insurance broker acts …
Key Questions to Ask When Selecting An Insurance BrokerRead More
Experience Modification Factor Fundamental – Actual vs Expected
This post is one in a 3-part series on the Experience Modification Factor in Workers' …
Experience Modification Factor Fundamental – Actual vs ExpectedRead More
Experience Modification Method To Calculate Workers Comp Premium
Experience Modification premiums are developed from, gross payroll, losses reported to the state …
Experience Modification Method To Calculate Workers Comp PremiumRead More
Correctly Calculate the Average Weekly Wage
In any workers’ compensation claim, one of the most important issues that needs to be determined …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?
Employers are generally required to purchase workers’ compensation insurance for their employees. …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More
Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal
The Executive Director of a governmental pool could not understand why the cost of the pool's …
Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More
Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance Structure
TO LEARN MORE ON THIS SUBJECT: Register for the full on-demand course: HOW TO …
Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance StructureRead More
4 Ways to Lower Your Experience Modification Rate and Why it Matters
Losses are just one factor in your overall workers’ compensation costs. The other is …
4 Ways to Lower Your Experience Modification Rate and Why it MattersRead More
Know Your Correct Job Classification Codes To Save Workers’ Comp Costs
While implementing injury management best practices in workers’ compensation is the most effective …
Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More
Six Tips to Get the Most From Your Insurer
Many insurers are great providers, however, it is naïve to think every insurer has your best …
8 Steps For A Staffing Agency to Reduce Workers Comp Costs
Imagine trying to calculate your workers' compensation premium when you do not know the number of …
8 Steps For A Staffing Agency to Reduce Workers Comp CostsRead More
The 8 Sections of Your Workers Compensation Insurance Policy
Every employer buying workers compensation coverage knows it is an insurance policy for …
The 8 Sections of Your Workers Compensation Insurance PolicyRead More