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Buyers Guide: Workers Compensation Insurance

Key Questions to Ask When Selecting An Insurance Broker

Selecting an insurance broker is an important decision for a company. The insurance broker acts …

Key Questions to Ask When Selecting An Insurance BrokerRead More

Experience Modification Factor Fundamental – Actual vs Expected

This post is one in a 3-part series on the Experience Modification Factor in Workers' …

Experience Modification Factor Fundamental – Actual vs ExpectedRead More

Experience Modification Method To Calculate Workers Comp Premium

Experience Modification premiums are developed from, gross payroll, losses reported to the state …

Experience Modification Method To Calculate Workers Comp PremiumRead More

Correctly Calculate the Average Weekly Wage

In any workers’ compensation claim, one of the most important issues that needs to be determined …

Correctly Calculate the Average Weekly WageRead More

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?

Employers are generally required to purchase workers’ compensation insurance for their employees.  …

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More

HIGH Cost of Selecting the LOW Price Work Comp Proposal

Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal

The Executive Director of a governmental pool could not understand why the cost of the pool's …

Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance Structure

  TO LEARN MORE ON THIS SUBJECT: Register for the full on-demand course: HOW TO …

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance StructureRead More

experience modification rating

4 Ways to Lower Your Experience Modification Rate and Why it Matters

  Losses are just one factor in your overall workers’ compensation costs. The other is …

4 Ways to Lower Your Experience Modification Rate and Why it MattersRead More

employee class code

Know Your Correct Job Classification Codes To Save Workers’ Comp Costs

While implementing injury management best practices in workers’ compensation is the most effective …

Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More

Six Tips to Get the Most From Your Insurer

Six Tips to Get the Most From Your Insurer

Many insurers are great providers, however, it is naïve to think every insurer has your best …

Six Tips to Get the Most From Your InsurerRead More

Staffing Agency Reduce Workers Comp Costs

8 Steps For A Staffing Agency to Reduce Workers Comp Costs

Imagine trying to calculate your workers' compensation premium when you do not know the number of …

8 Steps For A Staffing Agency to Reduce Workers Comp CostsRead More

The 8 Sections of Your Workers Compensation Insurance Policy

The 8 Sections of Your Workers Compensation Insurance Policy

  Every employer buying workers compensation coverage knows it is an insurance policy for …

The 8 Sections of Your Workers Compensation Insurance PolicyRead More

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers.

If any of your workers are getting overtime, are those extra dollars included in your workers’ …

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers.Read More

6 Common Mistakes Made In A Workers’ Comp Premium Audit

6 Common Mistakes Made In A Workers’ Comp Premium Audit

An annual premium audit is a great opportunity to review your workers’ comp class codes and …

6 Common Mistakes Made In A Workers’ Comp Premium AuditRead More

5 Ways to Get Started Reducing Workers’ Compensation Risk

5 Ways to Get Started Reducing Workers’ Compensation Risk

  A lot of employers strive to be a safer, more productive workplace for their employees. …

5 Ways to Get Started Reducing Workers’ Compensation RiskRead More

5 Strategies to Avoid Mega Problems in Large Deductible Policies

Large deductible insurance policies can be a tremendous advantage for employers. Significant cost …

5 Strategies to Avoid Mega Problems in Large Deductible PoliciesRead More

Buyer Beware – 5 Things To Know About Lowest Work Comp Bidder

Resist the temptation to sacrifice great service for cheap workers comp insurance. It is certainly …

Buyer Beware – 5 Things To Know About Lowest Work Comp BidderRead More

Waivers of Statutory Immunity Impact on Workers Compensation

When used properly, transferring risk for workers compensation exposure and losses can be an …

Waivers of Statutory Immunity Impact on Workers CompensationRead More

A Statutory Employer Becomes Actual Employer By Law

A statutory Employer is an entity that becomes an actual employer by Law or Rule.  These laws and …

A Statutory Employer Becomes Actual Employer By LawRead More

Understand And Improve Your Experience Modifier

To calculate your workers compensation insurance premium, the insurance company takes into …

Understand And Improve Your Experience ModifierRead More

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