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Reduce Workers Compensation Costs By 20-50%

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Buyers Guide: Workers Compensation Insurance

employee class code

Know Your Correct Job Classification Codes To Save Workers’ Comp Costs

While implementing injury management best practices in workers’ compensation is the most effective …

Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More

Fundamental #1 to Understand the Experience Mod in Workers’ Comp

  Things that we don't understand can seem a lot more difficult than they actually …

Fundamental #1 to Understand the Experience Mod in Workers’ CompRead More

Buyer Beware – 5 Things To Know About Lowest Work Comp Bidder

Resist the temptation to sacrifice great service for cheap workers comp insurance. It is certainly …

Buyer Beware – 5 Things To Know About Lowest Work Comp BidderRead More

Workers Compensation Insurance Premium Audits

Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …

Workers Compensation Insurance Premium AuditsRead More

The Experience Rating Adjustment in the Workers’ Comp Experience Mod

  Experience rating adjustment is I think one of the more brilliant laws that lawmakers …

The Experience Rating Adjustment in the Workers’ Comp Experience ModRead More

The Timeframe Covered In The Experience Mod Rating Period

  The experience mod formula and worker's compensation is a well-designed …

The Timeframe Covered In The Experience Mod Rating PeriodRead More

Workers’ Comp Claim Frequency Vs Severity Impact on The Experience Mod

  Is it more- damaging to your workers' comp experience mod to have ten $10,000 …

Workers’ Comp Claim Frequency Vs Severity Impact on The Experience ModRead More

When To Start Preparing For your Workers’ Comp Premium Audit

s   Prepare For Premium Audit Each year, like clockwork, your worker's comp …

When To Start Preparing For your Workers’ Comp Premium AuditRead More

Get a Certificate of Insurance For Independent Contracts

  Tip to Ensure You're Not Overpaying In Workers Compensation There's a simple fact that …

Get a Certificate of Insurance For Independent ContractsRead More

How Improperly Classified Employees Affect the Experience Mod

https://youtu.be/MF-H9l7pW9g You ever done something that you thought would help, but you …

How Improperly Classified Employees Affect the Experience ModRead More

2 Workers’ Comp Payroll Deductions Employers Often Miss

Your employer is paying any type of insurance premium. The amount of payroll that employer has is a …

2 Workers’ Comp Payroll Deductions Employers Often MissRead More

Key Questions to Ask When Selecting An Insurance Broker

Selecting an insurance broker is an important decision for a company. The insurance broker acts …

Key Questions to Ask When Selecting An Insurance BrokerRead More

Experience Modification Factor Fundamental – Actual vs Expected

This post is one in a 3-part series on the Experience Modification Factor in Workers' …

Experience Modification Factor Fundamental – Actual vs ExpectedRead More

Experience Modification Method To Calculate Workers Comp Premium

Experience Modification premiums are developed from, gross payroll, losses reported to the state …

Experience Modification Method To Calculate Workers Comp PremiumRead More

Correctly Calculate the Average Weekly Wage

In any workers’ compensation claim, one of the most important issues that needs to be determined …

Correctly Calculate the Average Weekly WageRead More

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?

Employers are generally required to purchase workers’ compensation insurance for their employees. …

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More

HIGH Cost of Selecting the LOW Price Work Comp Proposal

Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal

The Executive Director of a governmental pool could not understand why the cost of the pool's …

Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance Structure

  TO LEARN MORE ON THIS SUBJECT: Register for the full on-demand course: HOW TO …

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance StructureRead More

experience modification rating

4 Ways to Lower Your Experience Modification Rate and Why it Matters

  Losses are just one factor in your overall workers’ compensation costs. The other is …

4 Ways to Lower Your Experience Modification Rate and Why it MattersRead More

Six Tips to Get the Most From Your Insurer

Six Tips to Get the Most From Your Insurer

Many insurers are great providers, however, it is naïve to think every insurer has your best …

Six Tips to Get the Most From Your InsurerRead More

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