When it comes to workers’ compensation, few numbers matter more than your experience modification …
Buyers Guide: Workers Compensation Insurance
Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s Premium
Most employers think about their workers’ compensation renewal date as the big moment to focus on …
Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s PremiumRead More
Reading Your E-Mod Like a Report Card (and How to Raise the Grade)
In workers’ compensation, your experience modification factor—your “mod,” “E-mod,” or “X-mod”—is …
Reading Your E-Mod Like a Report Card (and How to Raise the Grade)Read More
The Big Impact of Payroll & Class Codes on Your Experience Mod
When it comes to workers’ compensation costs, many employers focus on claims management, safety …
The Big Impact of Payroll & Class Codes on Your Experience ModRead More
Frequency vs. Severity: Which Hits Your Work Comp Mod Harder?
When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the …
Frequency vs. Severity: Which Hits Your Work Comp Mod Harder?Read More
Why Reporting Small Claims Pays Off in ERA States
When it comes to workers’ compensation, small claims might seem harmless. Many employers …
Understanding Classification Rules in Workers’ Compensation
When it comes to managing workers' compensation, understanding classification rules is fundamental. …
Understanding Classification Rules in Workers’ CompensationRead More
Emod Fundamentals – Perception of Risk
What we're trying to do here, what did not what necessarily we, what the insurance carriers, what th …
Fundamental #1 to Understand the Experience Mod in Workers’ Comp
Things that we don't understand can seem a lot more difficult than they actually …
Fundamental #1 to Understand the Experience Mod in Workers’ CompRead More
Understanding the Impact of Frequency and Severity on Workers’ Compensation Premiums
When it comes to calculating workers' compensation premiums, two critical factors play a …
Understanding the Impact of Frequency and Severity on Workers’ Compensation PremiumsRead More
Experience Mod Fundamental: Actual vs Expected
Let me talk about this in terms of a major concept, which is this actual versus expecting. So …
5 Strategies to Avoid Mega Problems in Large Deductible Policies
Large deductible insurance policies can be a tremendous advantage for employers. Significant cost …
5 Strategies to Avoid Mega Problems in Large Deductible PoliciesRead More
Understand And Improve Your Experience Modifier
To calculate your workers' compensation insurance premium, the insurance company takes into …
Know Your Correct Job Classification Codes To Save Workers’ Comp Costs
While implementing injury management best practices in workers’ compensation is the most effective …
Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More
Buyer Beware – 5 Things To Know About Lowest Work Comp Bidder
Resist the temptation to sacrifice great service for cheap workers comp insurance. It is certainly …
Buyer Beware – 5 Things To Know About Lowest Work Comp BidderRead More
Workers Compensation Insurance Premium Audits
Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …
The Experience Rating Adjustment in the Workers’ Comp Experience Mod
Experience rating adjustment is I think one of the more brilliant laws that lawmakers …
The Experience Rating Adjustment in the Workers’ Comp Experience ModRead More
The Timeframe Covered In The Experience Mod Rating Period
The experience mod formula and worker's compensation is a well-designed …
The Timeframe Covered In The Experience Mod Rating PeriodRead More
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience Mod
Is it more- damaging to your workers' comp experience mod to have ten $10,000 …
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience ModRead More
When To Start Preparing For your Workers’ Comp Premium Audit
s Prepare For Premium Audit Each year, like clockwork, your worker's comp …
When To Start Preparing For your Workers’ Comp Premium AuditRead More
