Ohio Business Owner Finds Comp Fraud Doesn’t Pay

The owner of a Fairfield County, Ohio excavating company has admitted to falsifying his workers compensation insurance coverage certificate in order to submit bid proposals to the city of Lancaster.

 
William Newell, of Pleasantville, pleaded guilty to workers comp fraud and must repay more than $5,000 to the Ohio Bureau of Workers Compensation (BWC).

 

BWC’s Special Investigations Department opened an investigation into Newell after receiving a tip that he submitted an altered BWC certificate of coverage for his business, Bill Newell Excavating, as part of a bid proposal to the city of Lancaster.

 

After the city notified him he needed to obtain coverage in order to submit bids, Newell submitted all outstanding payroll reports to BWC indicating he did not have any employees or payroll. He also paid past due premiums and fees in order to become compliant and receive a valid certificate of coverage.

 

Through the investigation, BWC’s employer fraud team obtained three additional false certificates that Newell submitted in bid packets during recent years. When interviewed, Newell initially denied having any knowledge of the false certificates but later admitted creating and submitting them. During the interview Newell stated that he always had employees, but later stated he did not have employees and hired sub-contractors.

 

The investigation ultimately found that Newell did have employees and that he underreported his payroll in order to avoid paying premiums.
Newell entered a guilty plea to one fifth-degree felony count of workers comp fraud on Nov. 17 in the Fairfield County Court of Common Pleas. He was sentenced to a six month prison term, suspended for three years of community control.

 
The conditions of his community control include a restitution payment of $5,404.90 to BWC, and a continuing obligation to provide the court proof of his premium payments.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Using an Attorney to Resolve Employee Workers Compensation Fraud

The records show that fraud prosecution and restitution is falling far short in accomplishing the goals mandated by legislation.  There are many reasons for this dilemma, and they start with apathy and end with inefficiency.

 

One major reason is lack of proper legal evidence to prove the employee’s total guilt.

 

 

Points to Consider:

 

  • Confinement needs to be addressed and evaluated to determine if it should be a goal. However, planning for successful prosecution should be primarily designed to accomplish full restitution.  Full restitution not only recovers the employer’s assets, it serves to deter fraud.   Once the profit motive is gone the temptation to commit fraud is gone.

 

  • It is unlikely that the local Criminal Prosecuting Department or District Attorney will work with an employer’s attorney to establish a case against the employee. Such participation could be viewed as abuse of power, conflict of interest, a denial of civil or constitutional rights as well as many other numerous consequences.  Any one or all of these issues can result in a failed resolution.  Further these offices are probably mandated to work with the local police departments and governmental attorneys.

 

  • Hiring a criminal attorney to guide, and or even press the prosecuting office into action is strongly recommended. A person with experience in defending or prosecuting fraud would be the best choice.  That person will know what succeeds and what fails.

 

 

Investigating and Planning:

 

As soon as fraud is detected or suspected have a meeting that includes a private investigator, criminal attorney, the claim handling adjuster and the employer.  Discuss all known facts, what needs to be investigated, how and what evidence will be obtained legally.

 

  • Set up a plan of action as to reporting the claim and how the information will be presented to the governmental prosecutor.

 

  • Determine what can and cannot be done to effect full restitution through assessing the employee’s assets. Preform a credit check, research court records for mortgages, property liens, properties owned, review DMV records for auto ownership, driving record, insurances, and auto liens.

 

  • A criminal attorney will need to determine if, when, and how to legally impound or attach the guilty employee’s assets.  Discuss these points during the first meeting with all parties concerned.

 

  • Be sure to have the attorney work closely or even direct the private investigator while the investigation is underway.

 

 

Monitoring and Follow Through:

 

Once the claim is filed and prosecution requested, the claim should be placed on a weekly calendar to monitor the case through the various steps of prosecution, litigation, and resolution.

 

  • File legal objections to unnecessary or lengthy delays. Move for motions to compel when the employees attorney delays answers to interrogatories, subpoenas, or employs delaying tactics.

 

  • File immediate appeals for judicial error, misconduct, weak sentences, improper sentences, and any restitution order that is less than 100%.

 

It is recognized that many of these tactics can be a two edged sword.  Judges have the power to make life pretty hard when challenged.  Objections can be overruled, cases can be lost on appeals, decisions can be reversed, and bad presidents can be set and even upheld.

 

That is why it is so important to use an experienced criminal attorney who knows how the system works and how to best challenge issues.   The lawyer should be able to determine when to move forward or when to intelligently retreat.  In other words, pick the cases which have the highest potential to succeed.

 

Conclusion:

 

The criminal justice system is falling short for successful fraud prosecution and restitution.  Many cases are lost because of poor evidence and legal documentation, and employers must begin to take over the governmental failures.  A well investigated case with strong evidence can be the wedge to get full restitution.

 

 

 

Author Michael Stack, Principal, COMPClub, Amaxx LLC. He is an expert in workers compensation cost containment systems and helps employers reduce their work comp costs by 20% to 50%.  He works as a consultant to large and mid-market clients, is co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and is founder of COMPClub, an exclusive member training program on workers compensation cost containment best practices. Through these platforms he is in the trenches on a working together with clients to implement and define best practices, which allows him to continuously be at the forefront of innovation and thought leadership in workers’ compensation cost containment. Contact: mstack@reduceyourworkerscomp.com.

 

 

©2016 Amaxx LLC. All rights reserved under International Copyright Law.

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

New York Employee Has No Business Doing Comp Fraud

New York State Inspector General Catherine Leahy Scott recently announced the arrest of the Schenectady-based home improvement business, an individual with a history of criminal fraud, for repeatedly certifying that she had valid workers compensation insurance coverage for her employees when she in fact did not.

 
Christina Prasad (also known as Christina St. Andrew), 35, owner of CK Construction and Remodeling LLC, was charged with three counts of Offering a False Instrument for Filing in the First Degree, a felony.

 

An investigation by Inspector General Leahy Scott found that Prasad, on three separate occasions from March through June 2015, applied for building permits with the City of Schenectady Office of Code Enforcement for small residential projects valued at between $1,400 and $5,500. Each application contained a certification that her business had the required workers comp insurance. Her insurance coverage, however, had been cancelled in January for non-payment of premiums.

 

Prasad – who pleaded guilty in Lenoir County, N.C., to six counts of felony forgery in 2003, and pleaded guilty in Onslow County, N.C. in 2004 to Felony Attempted Obtaining Property by False Pretense and Misdemeanor Financial Card Fraud – was arraigned on the workers comp charges in Schenectady City Court and is due to return to court on Jan. 13, 2016.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Was Benjamin Franklin the Father of Disability Insurance?

Benjamin Franklin often had the ability to think decades, and sometimes a century, ahead of others. For instance, he founded in 1727 a business discussion group, called “The Junto” in Philadelphia to discuss business topics of common interest. We have a list of topics he proposed, one of which was “Should businesses provide insurance to employees.” (He actually referred to them as “servants”.)

 

We don’t have the minutes of that discussion but we know that nothing, at the time came of it. Why?

 

 

Franklin Over 80 Years In Advance Of First Work Comp Law

 

Franklin was thinking far ahead of the medical treatment and vocational help that was available. In fact, he was over 80 years in advance of the first workers’ compensation law (Sweden, 1810). A compensation law, in Franklin’s time, would have been unable to provide much more than primitive setting of a fracture, and not much else. Medical treatment would have included leeches and a wide variety of herbs and chemicals of no use whatsoever. Furthermore, all labor was heavy and any injury would have been total unless it healed itself pretty quickly. Franklin’s head was in the right place, but state of the art science was not.

 

Franklin was 21 when he created the junto and made the insurance proposal.

 

The fact that modern disability insurance laws did not become possible until the 1880s was due to modern surgery and sterile procedure appearing at that time which made it possible to survive serious injury. In the United States, the appearance of X-rays in the years just prior to World War I made the treatment of serious fractures far more effective, as did the appearance of modern pharmaceuticals. (Aspirin was the single greatest advance in the management of pain in history.) In the first years of workers’ compensation in the United States, fractures were about the only conditions covered.

 

 

The Modern Prometheus

 

But Franklin wasn’t through with contributions to speculative medical advances. His work on electricity in the 1750s (the kite experiment) led the scientist/philosopher Emmanuel Kant to call him “the modern Prometheus” (Prometheus stole fire from the Gods – lightning – to help mankind.) And Mary Shelley, in 1817, stated in a literary preface that her story was not fiction and might very well become reality in the near future. That was the preface to “Frankenstein”, and the title was no accident. Victor Frankenstein was also called “the modern Prometheus”.

 

Franklin also anticipated the paddles that presently are used for cardiac resuscitation.

 

 

Author: Attorney Theodore Ronca is a practicing lawyer from Aquebogue, NY. He is a frequent writer and speaker, and has represented employers in the areas of workers’ compensation, Social Security disability, employee disability plans and subrogation for over 30 years. Attorney Ronca can be reached at 631-722-2100. medsearch7@optonline.net

 

©2015 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

Employers/Carriers/TPAs/Brokers/Vendors looking for additional information FREE resources for Workers Comp cost containment best practices are invited to access Amaxx FREE Workers’ Comp Cost Containment Essentials training series

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

 

California Employee Injured Working on Rollercoaster Ride

Cal/OSHA announced recently that the owner/operator of California’s Great America theme park was at fault for a roller coaster accident that critically injured a ride mechanic on June 12.

 
Robert Hooks, 66, suffered serious injuries when he was struck by the Flight Deck ride while retrieving a cell phone in a restricted area.

 
Cal/OSHA learned that Cedar Fair Southwest, the amusement park owner/operator, failed to have safety protocols in place to ensure that the roller coaster was shut down prior to retrieving lost articles near it, and also failed to effectively train workers to shut down the ride to retrieve lost articles.

 

“Employers are required to maintain a comprehensive injury and illness prevention program that addresses all safety hazards,” said Cal/OSHA Chief Juliann Sum. “Cedar Fair Southwest’s lack of safety protocols and training for employees contributed to this serious workplace accident.”

 

Cal/OSHA issued citations with penalties totaling $70,200 for eight workplace safety violations, including five serious in nature, two of them directly related the accident.

 

A serious violation is cited when there is a realistic possibility that death or serious harm could result from the actual hazardous condition. A willful violation is cited when the employer is aware of the law and violates it nevertheless, or when the employer is aware of the hazardous condition and takes no reasonable steps to address it.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Taking the “I” Out of the Workers’ Compensation Team

 

teamworkIt is a common saying that there is no “I” in team.  This same principle applies to the workers’ compensation claim management “team.”  All interested parties have an important role in the management of a clam.  Implementation of effective teamwork will pay dividends in the long run, reduce the cost associated with a claim and promote efficiency.

 

 

Who Are the Work Comp Team Members?

 

There are many members of the “workers’ compensation team.”  Each team member has an important function.  If one team member does not do their job properly, they will only impair the other members from being successful.  As the old saying goes, “a chain is only as strong as the weakest link.”

 

  • Insurance Brokers. A broker is important as they guide the client to the best insurance carrier or third-party administrator.  They need to understand the unique needs of the client and match them with the party that best suits their needs.  They also need to understand what innovative features a carrier or administer brings to the client.

 

  • Employer. In workers’ compensation, the best offense is a strong defense.  Employers need to evaluate constantly their policies and procedures.  It is simply not enough to comply with state and federal safety regulations.  They need to be proactive and look out for the safety and well-being of the people who work in their facilities.  Having a proactive injury response is also important.

 

  • Claim Management Team. All team members need to be on the same page and have the interests of the clients they serve in mind.  This goes beyond being knowledgeable in workers’ compensation statutes and regulations.  Part of their job includes being an effective communicator with all interested stakeholders such as the injured worker, employer representatives, doctors and vocational experts, defense counsel and members of applicable state/federal agencies.

 

  • Defense attorneys. Attorneys need to be zealous advocates for their clients at all times.  This includes a number of different factors.  For starters, attorneys need to understand the law and timelines.  They need to know how to evaluate the claim and keep their client(s) advised.  It is necessary to offer suggestions on defending a claim and to provide innovative options for resolving the case.  If a case cannot settle, they must believe in their case and never be afraid to go to hearing or trial.

 

 

How Can These Members Work Together?

 

Effective teamwork starts with trust.  This concept must also include a willingness to keep an open mind and learn from other members on the team.  Workers’ compensation claims are highly emotional and fast-paced.  Failure to work together as a team can cause a number of problems:

 

  • Delays in settlement;
  • Increased litigation costs;
  • Excessive medical care and treatment;
  • Failure to make an injured worker “whole;” and
  • Fine, penalties and adverse legal decisions.

 

Effective and efficient communication is also important.  This goes beyond returning calls or e-mails in a timely manner.  It requires everyone to listen and devise a plan to mitigate exposure, provide proper benefits to the injured worker and close files in a timely manner.

 

 

What are the Benefits of Team Work?

 

The benefits to effective teamwork by members of the workers’ compensation “team” are endless.  It is important for all interested parties to understand their role and contribute to a unified effort to reduce unnecessary costs in the life of a workers’ compensation claim.

 

 

Author Michael Stack, Principal, COMPClub, Amaxx LLC. He is an expert in workers compensation cost containment systems and helps employers reduce their work comp costs by 20% to 50%.  He works as a consultant to large and mid-market clients, is co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and is founder of COMPClub, an exclusive member training program on workers compensation cost containment best practices. Through these platforms he is in the trenches on a working together with clients to implement and define best practices, which allows him to continuously be at the forefront of innovation and thought leadership in workers’ compensation cost containment. Contact: mstack@reduceyourworkerscomp.com.

 

 

©2016 Amaxx LLC. All rights reserved under International Copyright Law.

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

Ohio Continues Crackdown on Workplace Comp Fraud

Ohio Bureau of Workers Compensation (BWC) Administrator/CEO Steve Buehrer announced recently that five individuals were convicted of, or pleaded guilty to, charges related to defrauding Ohio’s workers compensation system in November 2015. These court actions are the result of investigations conducted by BWC’s Special Investigations Department (SID).

 
The following is a summary of the cases that resulted in guilty pleas or convictions in November:

 

Latonia Almon (Columbus, Franklin County) pleaded guilty Nov. 16 to a fifth-degree felony count of workers compensation fraud in the Franklin County Court of Common Pleas for working while receiving benefits. A cross match with the Ohio Department of Job and Family Service conducted by BWC’s Intelligence Unit identified Almon as possibly working while receiving temporary total disability benefits. SID obtained employment records that revealed Almon she continued to work as a home health aide during the entire period she was collecting benefits for a workplace injury. During an interview, Almon admitted to “kinda” working and receiving payment for the services she provided. Almon admitted she did not inform the BWC of this employment. A pre-sentence investigation has been ordered and sentencing is scheduled for Jan. 15, 2016.

 

Robert Aleshire (Delta, Fulton County) pleaded guilty Nov. 3 in the Franklin County Court of Common Pleas to a fifth-degree felony count of theft for working while receiving benefits. SID’s Intelligence Unit identified that Alshire was involved in a Public Utilities Commission of Ohio (PUCO) motor vehicle inspection as a commercial truck driver while he was collecting permanent total disability benefits from BWC. The investigation found that Aleshire was driving as an independent contractor under the name MoMo Trucking. The judge ordered a pre-sentence investigation and Aleshire is scheduled to be sentenced on Jan. 13, 2016.

 

Sandra Houshel (Dayton, Montgomery County) pleaded guilty Nov. 19 in the Franklin County Municipal Court to one first-degree misdemeanor count of workers compensation fraud for working while receiving benefits. The judge ordered her to pay a fine of $100 plus court costs. SID began investigating after receiving an allegation that Houshel was working at a restaurant in downtown Dayton while collecting temporary total disability benefits for a workplace injury. The investigation found that Houshel was working at the restaurant most the week, opening the restaurant and working as a waitress. Houshel immediately paid the full restitution of $3,369.24 to the court.

 

Mike Crawley (Shelbyville, Indiana) pleaded guilty Nov. 16 in the Darke County Court of Common Pleas to one fifth-degree felony count of workers compensation fraud for working while receiving benefits. SID began investigating after receiving an allegation that Crawley may be working for a local trailer park. The investigation found that Crawley performed various maintenance work at the mobile home park while collecting temporary total disability benefits from BWC. Crawley is scheduled to be sentenced on Jan. 16, 2016.

 

Rachel Madison (Bedford, Cuyahoga County) pleaded guilty Nov. 23 in the Franklin County Court of Common Pleas to a fifth-degree felony count of workers compensation fraud for improperly receiving dependent death benefits. Madison was eligible to receive death benefits up to age 25 if enrolled at an accredited educational institution. SID received an allegation that she was submitting proof of college enrollment to the BWC in order to receive the benefits but was not attending the classes. Madison’s course schedule from the University of Akron showed that either she failed to attend classes or did not remain in full-time status. She failed to report to BWC that she did not attend classes and was not enrolled as a full-time student but submitted paperwork to BWC in order to continue receiving the benefits. Madison was sentenced to six months in prison, suspended for five years of community control. As a condition of her probation, she is required to pay $12,319.98 in restitution.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

WORK COMP CALCULATOR:   http://www.LowerWC.com/calculator.php

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Overweight and Underpaid: Weight Discrimination at Work

The Centers for Disease Control and Prevention recently found that over 50% of the variation in people’s health was related to social factors – such as income and race – a revelation which has shocked many as some commonly assumed that health behaviors had the largest impact. This finding shows that health diseases like obesity are not solely caused by eating habits, but also factors such as low-incomes. Despite these low-incomes, this infographic shows that obese individuals spend 42% more on health care costs than healthy weight people, putting them in a tremendously vicious cycle.

 

The following infographic, created by Eastern Kentucky University’s, takes a closer look at the issues and prejudices overweight individuals face in the workplace.

 

Ringler Associates Makes Organizational Announcement And Other News Tidbits

Here are the best tidbits of recent news from the workers’ comp world:

 

Ringler Associates Incorporated Makes Organizational Announcement

Ringler Associates Incorporated, the nation’s largest structured settlement company, announces important organizational promotions for 2016 as well as additions and reelections to its Board of Directors. Brian Farrell: Effective immediately, shareholders at the Ringler Associates Annual Meeting on January 29, 2016 re-elected Brian M. Farrell, of Meriden, Connecticut to another term on the Board of Directors and the Board voted that Mr. Farrell shall become Vice Chairman of Ringler Associates, a newly created position in the company. Chairman W. Ross Duncan says the new position is part of the company’s continued strengthening of its succession planning and, “Brian has been in the structured settlement business since 2002, joining Ringler Associates in 2009 with expertise that has made him a natural leader for years to come.” Read more…

 

Tower MSA Partners’ Pre-MSA Triage Delivers Major Savings

Workers’ compensation payers using Tower MSA Partners’ Pre-MSA Triage have seen their Medicare Set-Aside allocations dramatically reduced. Tower’s Pre-MSA Triage identifies claims needing intervention before MSA. Payer saved over $1 mil on a single claim. Tower’s Pre-MSA Triage analyzes medical and pharmacy records, identifies unnecessary, inappropriate, cost-driving treatment and recommends interventions to improve patient and financial outcomes. The service ensures that MSAs include only accurate and appropriate medical and pharmaceutical allocations. “Triage projects the cost of a potential MSA and gives clients ways to reduce the costs before preparing the actual MSA,” said Tower CEO Rita Wilson. Read more…

 

 

Broadspire®”s Danielle Lisenbey to Receive Legends Award

Danielle Lisenbey, president and CEO of Broadspire, has been selected to receive the Donald T. DeCarlo Legends Award, which she will accept in April during the American Society of Workers Compensation Professional’s (AMCOMP) annual meeting in Las Vegas. AMCOMP presents the award each year to individuals who have shown commitment to the workers compensation arena by contributing time and effort and fostering efficiency of the system. It is a not-for-profit industry organization dedicated to professional excellence in the field of workers compensation. Read more…

 

 

Imagine A Better St. Louis: Express Scripts committed to corporate multiculturalism

Express Scripts is one of the most valuable companies in the country and also happens to call St. Louis home. It places a high value on having a diversified workforce, which is well-represented by women, minorities and young people. Senior Director of Diversity Susan Stith believes it only makes sense for the St. Louis-based company to hire the way they do because women usually make the healthcare decisions within a household. Stith told News 4 the workforce at Express Scripts is made up of 70 percent women, 37 percent of which are minorities. The average age of an employee at the company is 42. Read more…
 

Lean Living

Have you already stopped going to the fitness center, and given up on your diet? The wonderful thing about wellness is you can start your new plan whenever you choose, and you can go at your own pace. The Better Me Wellness team is always being asked what is the best workout program, and what diet do you recommend? The problem with answering this question is there is not one answer. Your neighbor’s bootcamp class may not be a good fit for you, and just because your co-worker is gluten-free, it doesn’t mean that you should jump on the bandwagon. Read more…

 

 

 

Author Michael Stack, Principal, COMPClub, Amaxx LLC. He is an expert in workers compensation cost containment systems and helps employers reduce their work comp costs by 20% to 50%.  He works as a consultant to large and mid-market clients, is co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and is founder of COMPClub, an exclusive member training program on workers compensation cost containment best practices. Through these platforms he is in the trenches on a working together with clients to implement and define best practices, which allows him to continuously be at the forefront of innovation and thought leadership in workers’ compensation cost containment. Contact: mstack@reduceyourworkerscomp.com.

 

 

©2016 Amaxx LLC. All rights reserved under International Copyright Law.

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

Hundreds of Ohio Employers Benefit from Workplace Safety

Keeping employees safe can certainly pay dividends for many employers.

 
Recently, more than 570 Ohio employers have received, or are in the process of receiving, nearly $15 million in safety grants from the Ohio Bureau of Workers Compensation.

 

Ohio BWC expects to finish awarding its Fiscal Year 2016 grants in the next few weeks to applications already in hand. This will be the quickest the money has been awarded since the amount of available dollars was tripled by Governor John Kasich three years ago.

 

“Ohio’s employers value the safety of their workers, and understand how investments in safety can reduce injuries and increase productivity,” said BWC Administrator/CEO Steve Buehrer. “We have seen our injury claims drop more than 10 percent, from 105,000 to 94,000 over the past five years, which tells us Ohio’s workplaces are getting safer.”

 

Since Fiscal Year 2011 both claims that involve medical care only, as well as those involving time off work have dropped. In FY 15, BWC approved 81,348 medical-only claims and 11,870 lost time claims compared to 89,505 medical only and 13,296 lost-time claims in FY11. This drop in claims has helped BWC reduce employer rates. Since 2011 private business rates have been reduced 21.4 percent overall, while public employers have seen a reduction of 26.5 percent.

 

Ohio Injury Rate Below National Average

 

Ohio’s safety record is echoed in recent figures released by the Bureau of Labor and Statistics, which continue to show Ohio’s injury rate is below the national average. Those statistics, from 2014, show Ohio’s injury rate is 2.9 injuries per 100 workers, compared to a national average of 3.4 injuries per 100 workers. Ohio’s rate is lower than all its neighboring states including Michigan (3.7), Indiana (4.0), Kentucky (3.8), West Virginia (4.1) and Pennsylvania (3.6).

 

“With a workforce approaching six million, even this small difference means tens of thousands fewer injuries than if we were at the national average,” noted Buehrer.

 

“Ohio’s safety grant program is a proven way for employers to reduce exposure to hazards and consequently prevent accidents and injuries in their workplaces,” says BWC’s Chief of Safety and Hygiene Abe Al-Tarawneh. “Our data show that employers who participated in this program in the past managed to reduce the frequency and cost of injuries in the area of the intervention by 66% and 81%, respectively.”

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

WORK COMP CALCULATOR:   http://www.LowerWC.com/calculator.php

MODIFIED DUTY CALCULATOR:   http://www.LowerWC.com/transitional-duty-cost-calculator.php

WC GROUP:  http://www.linkedin.com/groups?homeNewMember=&gid=1922050/

SUBSCRIBE: Workers Comp Resource Center Newsletter

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