Australian Study Highlights Utilities Sector Safety

Utility workers can oftentimes face dangerous risks in their jobs, but that does not mean workplace safety is not achievable.

 
Results of a new study by organizational psychology firm SACS Consulting reveal that Australian workers in the utilities sector were the most motivated to ensure safety at work, and most likely to comply with OHS rules and participate in improving workplace safety.

 
According to Andrew Marty, managing director of SACS and Principal Researcher in the study, recent data from Safe Work Australia shows manufacturing workers make more than 16,000 serious workers compensation claims a year, while Transport and Storage has the second highest incidence of serious claims of all industries; given these statistics, employers are no doubt concerned about improving the safety of their workplaces.

 
Where Are the Safest Employees?

 
The safest employees work in the Utilities, Local Government, and FMCG industries while Manufacturing, Construction and other trades were moderately safety conscious in comparison.

 
Workers differ in their approach to safety with some employees truly valuing safety at the fundamental level of their personality.

 
Overall, men tend to take safety more seriously at work than women.

 
Marty noted that it is possible to identify, based on the study, those workers that are likely to flout or support OHS and safety rules in the workplace.

 
He added that the study could be helpful in reducing unnecessary safety risks in the workplace for employers worried about reducing the costs of workers comp and time lost to injury.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Cavalcade of Risk #217, Top Risk Posts From The Blogosphere

The WC Roundup is proud to be hosting the 217th Cavalcade of Risk.  This bi-weekly blog is a collection of risk-related posts covering topics from finance, to insurance, to health.

 

 

The Audacity of Dope

Blog:  From Bob’s Cluttered Desk, http://www.workerscompensation.com/compnewsnetwork/from-bobs-cluttered-desk/

Author: Bob Wilson

A court in New Mexico has decided that an employer must now pay for medical marijuana for one of its injured employees. Does this represent an inevitable trend?

 

 

Commercial Auto Insurance: Time For Underwriting Profit?

Blog: The Dec Page, http://thedecpage.com

Author: Paul Dzielinski

Commercial auto underwriters have had a hard time making an underwriting profit in recent years. Is the market turning at last?

 

 

Will Obamacare Increase the share of Part Time Workers

Blog:  Healthcare Economist, http://healthcare-economist.com/

Author: Jason Shafrin

Will Obamacare increase the risk that employers hire only part-time workers to avoid expensive health insurance costs?  The Healthcare Economist investigates.

 

 

On Medicaid expansion poor states are subsidizing rich one

Blog: Health Business Blog, http://healthbusinessblog.com/

Author: David E. Williams

States opposing Obamacare sued for ideological reasons, so when the Supreme Court upheld the law but said Medicaid expansion couldn’t be forced on them, they decided to opt out. That’s led to an ironic situation where poor states are voluntarily subsidizing rich ones. It’s kind of like what happens with state lotteries, except in this case it’s all risk with no chance for reward.

 

 

RISK & INSURANCE

Blog: Insurance Morality, http://www.insurancemorality.com/

Author: Francis Winters

My blog is new and will be dedicated to teaching the public the basics of auto insurance and its importance.  This blog post explained the very basics of how risk is used to evaluate an auto policy.  I try to keep my terms easy enough for the average person to understand so the public learns how there rate may be formulated.

 

 

I.I.I. Report: Actuarially Sound Rates Key To Residual Property Market

Blog: Terms+Conditions blog, http://www.iii.org/insuranceindustryblog/

Author: Claire Wilkinson

Just in time for the peak of hurricane season, an updated I.I.I. paper on the residual property market is hot off the press. The I.I.I. warns that a major hurricane could expose residents in certain states, many of whom live nowhere near the coast, to billions of dollars in post-storm assessments.

 

 

Of Risk Stratification, Health System Variation and “Stupid” Decision-Making

Blog:  The Population Health Blog, http://diseasemanagementcareblog.blogspot.com/

Author: Jaan Sidorov, MD, MHSA

In this post, Dr. Sidorov builds on a just-published editorial to ask if the emerging science of risk stratification will increase health care variation and enable health care consumers to make a “wrong” decision.

 

 

Calling a dog’s tail a leg does not make it a leg

Blog: Workers Comp Insider, http://www.workerscompinsider.com/

Author: Julie Ferguson

At Workers Comp Insider, Julie Ferguson looks at some recent court rulings that dealt a serious blow to the FedEx premise that its ground drivers are independent contractors, an important decision that could have wide-ranging repercussions.

 

 

Remember What Mama Taught You For Work Comp Claimant Success

Blog:  Workers Comp Roundup, http://blog.reduceyourworkerscomp.com/blog/

Author: Michael Stack

Dealing with injured workers can create many challenges for claims professionals and defense attorneys.  These difficulties arise from a number of factors and are a reality of the adversarial workers’ compensation system.  It is important to remember this issue when dealing with claimants.  This article contains some tips that can help your practice handle claims in an effective manner.

 

The next cavalcade of risk will be hosted by David Williams (http://www.healthbusinessblog.com/)

 

 

 

Author Rebecca Shafer, JD, President of Amaxx Risk Solutions, Inc. is a national expert in the field of workers compensation. She is a writer, speaker, and publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality, and manufacturing. She is the author of the #1 selling book on cost containment, Workers Compensation Management Program: Reduce Costs 20% to 50%. Contact:RShafer@ReduceYourWorkersComp.com.

 

 

Editor Michael B. Stack, CPA, Principal, Amaxx Risk Solutions, Inc. is an expert in employer communication systems and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. He is a writer, speaker, and website publisher. www.reduceyourworkerscomp.com. Contact: mstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Completing A Subrogation Investigation

Subrogation is a large part of the investigating and handling of insurance injury claims.  Most times a lot of carriers will sign off on subro because they feel the injury was due to operator error or a safety violation in general.

 

Yes machine operators or manufacturing employees in general make their fair share of errors, but there are some good guidelines to remember before you rule out subrogation:

 

What was the root cause of the injury?

Any time a machine injures an employee, you have to make sure the machine is not touched or altered until an adjuster or field adjuster can get out to the scene and investigate.  This includes taking pictures, obtaining machine operation manuals, purchase orders, company safety protocol, training records, and so on.  The machine should be locked and tagged out, and roped off from further use until the investigation is complete.  Once the machine is used again, you lose out on a chance to complete a thorough investigation.

 

 

Consult Counsel promptly after obtaining all of the injury details.

Once your investigation is complete, you have to talk to your attorney of choice about what options you have, if any.  Let the attorney provide you with the next steps in what to do and who to place on notice for your subro claim.

 

 

Complete a recorded statement from the injured worker and from any applicable witnesses.

Subrogation claims take a long time to be worked up to completion.  This can take months to years in duration.  The last thing you want is to chase around witnesses months later to find out details concerning the injury.  The more time that goes by the less likely they will remember details important to your claim having a successful outcome.

 

 

Gather all paperwork on the machine and the purchase details from the employer.

You also need a lot of information from the employer.  This includes purchase info, maintenance records, leasing paperwork if applicable, how much the machine has been used in daily operations, how the training of operating the machine is completed and who performs the training, and so on.  A good rule of thumb is that you would rather have too much information versus not enough.

 

 

Find out if you can file for your subrogation claim directly, or if the employee has to file action against the manufacturer and you can follow behind them.

Many jurisdictions have very particular laws on how to pursue subro, and who can take action.  Oftentimes the insurance carrier has to wait to file subro on their own, sometimes up to a handful of years post injury.  The way carriers get around this is to get the employee to file, and then the carrier piggybacks on their claim by adding themselves in to the suit.  Generally, any settlement proceeds that come later on will be split between the employee, the carrier, and the Counsel involved.  Recovery will likely only come once the worker is at MMI, so all costs for wage loss and medical expense are accounted for and a final number for exposure is arrived at.

 

 

Weigh the costs versus the outcome.

If the claim is not too severe, you have to figure out if it is worth the cost and expense to actually pursue a subro claim.  If we are talking about a medium-level laceration and a little time off of work, chances are that it will cost more to pursue subro versus just paying the cost and getting the worker back to work.  But just because the claim is minor doesn’t mean the carrier can’t put the manufacturer on notice and see if they can work out a little deal of their own, if applicable in that jurisdiction.  However many legal issues lie in wait, and these are the costs to determine if it is worth the time and effort or not.  Every state will be different, so do your homework.

 

 

Ultimately, machine manufacturers have a duty to engineer and create machines that are safe for occupational use.  Even though a worker may have made an operating error that does not protect the manufacturer 100% of the time.  Why was the machine able to be operated without a guard?  Why does the machine not turn off should material jam and make the machine inoperable?  Why did this injury happen and what steps could have been taken to prevent an injury like this from occurring in the first place?

 

 

Subro claims are confusing, costly, and require a lot of hours to work up to be successful.  You have to be on the ball from the very start, and adjusters have to gather a ton of information in order to even have a chance at being successful.  So identify your subro avenue, complete the investigation, get your counsel to direct you, and make your choices from there.  I would rather properly rule subrogation out from a global standpoint versus seeing an adjuster rule it out on their own just by saying the operator made an error in judgment.

 

 

 

Author Michael B. Stack, CPA, Principal, Amaxx Risk Solutions, Inc. is an expert in employer communication systems and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. He is a writer, speaker, and website publisher.  http://reduceyourworkerscomp.com/about/.  Contact: mstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

Employer Fined After Worker Dies at LAX

The death of a worker at the Los Angeles International Airport earlier this year has led to a significant fine against one business.

 
Cal/OSHA recently cited Menzies Aviation $77,250 for three serious accident related, one serious and one regulatory violation following an investigation into the February death of the employee at LAX, who was thrown from the vehicle he was operating without a seatbelt.

 
Cal/OSHA’s investigation determined that Menzies’ safety policy on the operation of tow tractors in and around LAX did not require, and in fact discouraged, the use of safety belts in certain areas of the airport. Tow tractors are used to pull luggage and cargo trailers throughout the airport. Menzies was issued citations for one regulatory, one serious and three serious accident-related violations of state safety standards.

 
“This fatality could have been prevented with a well thought-out and implemented safety plan, as is required for all worksites in California,” said Christine Baker, director of the Department of Industrial Relations (DIR). Cal/OSHA, formally known as the Division of Occupational Safety and Health, is a division of DIR.

 

Worker Pinned Under a Tire

 
Cesar Valenzuela, a 51-year old ramp agent employed by Menzies, was driving a tow tractor the morning of Feb. 21 to pick up cargo at the airport. He was later found with his head pinned underneath one of the tires. Cal/OSHA’s investigation found that a portion of the vehicle’s seat belt was missing on the tow tractor.

 
State safety regulations require the use of a restraint system such as seatbelts when originally installed on tow tractors and industrial trucks. The employer’s vehicle inspection procedures were also inadequate.

 
“Employers must follow and adhere to applicable safety regulations, especially when workers are operating equipment such as tow tractors,” said Acting Cal/OSHA Chief Juliann Sum.

 
The Cal/OSHA safety inspector investigating the accident at LAX noted that numerous employees were observed operating tow tractors without using seatbelts or other restraints.

 
Menzies’ written safety program only required workers to use seatbelts when Department of Industrial Relations Release No.2014-74 Page 2 traveling on marked roadways or vehicle service roads, not when traveling to adjacent airport gates or aircraft parking areas.

 
Menzies Aviation, which has its headquarters in Scotland and operates in more than 30 countries, also inaccurately reported the fatal accident to Cal/OSHA as a heart attack.

 
Regulations require employers to accurately report work-related fatalities within eight hours to Cal/OSHA.

 
A serious workplace safety violation is cited when there is a realistic possibility that death or serious physical harm could result from the violation. A regulatory violation is cited when an employer fails to comply with record keeping, posting or permit requirements.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Proactive Approach to Manage Narcotics


Webb StevenSteven Webb, President, Workers’ Compensation, Express Scripts

on a proactive approach to managing narcotics

 

Did you know that 84% of narcotic spend can be attributed to only 20% of injured workers?

 

While pain management is an important element in a physician’s treatment of an injured worker, the line between helpful and harmful can be very thin when it comes to narcotics. The best way to curb abuse of narcotics is to prevent misuse before it happens.

 

But given the cost and safety concerns, why isn’t there being more done to proactively manage narcotics?

 

One of the ways we’re addressing this issue is through our Narcotic Morphine Equivalent Dose (MED) Management Program. This proactive program is uniquely designed to work hand-in-hand with retrospective solutions to manage narcotic utilization completely and appropriately.

 

We understand that managing narcotic use and spend is a big concern for payers. The Narcotic MED program is just one example of how our goals are aligned – provide safe and effective treatment, while minimizing costs.

 

 

_______________________________________________

 

Proactive Approach to Manage Narcotics

 

Express Scripts Morphine Equivalent Dose (MED) management program helps ensure appropriate utilization to increase patient safety in worker’s compensation

 

Ensuring safe and appropriate use of narcotics is a fundamental need for workers’ compensation payers. These drugs have a high potential for abuse and addiction, and overdoses from narcotics cause more deaths each year than cocaine and heroin combined.

 

As part of a new workers’ compensation offering announced today, the Express Scripts Morphine Equivalent Dose (MED) program is a proactive approach to managing narcotic utilization.

 

 

Ensuring Safety of Morphine Equivalent Dose

 

MED is the calculation used to determine a narcotic medication’s morphine-like potency in conjunction with its dosage. Calculating the MED provides insight into the total dosage of narcotics that an injured worker is being prescribed as part of his treatment regimen.

 

According to the Washington State Agency Medical Director’s Group (AMDG), patients receiving 100mg or more per day of MED had a ninefold increase in overdose risk.

 

 

How Does It Work?

 

Express Scripts’ MED program is a real-time, proactive approach to managing narcotic utilization in workers’ compensation. When a prescription is presented at the pharmacy, Express Scripts’ proprietary claims processing system calculates the MED value for the individual prescription and the cumulative level for all the medications the injured worker has been prescribed. If the prescription does not exceed the client-specified MED threshold, the prescription is filled. If either the individual or cumulative MED values are too high, the prescription is submitted to the payer to review for appropriateness.

 

 

New Solution for Narcotic Management

 

By accounting for individual prescriptions as well as cumulative levels, the MED program enables payers to have a broader management of narcotic utilization, while ensuring injured workers maintain access to needed medications.

 

Most importantly, this keeps injured workers safe. As stated in the AMDG guidelines, “Effective use of opioids must result in clinically meaningful improvement in function, and a decrease in pain intensity in the absence of improved function is not considered clinically meaningful.” The AMDG guidelines also recommend that injured workers seek pain management consultation when MED is more than 120mg a day.

 

When payers can aggressively and proactively manage narcotic utilization, they minimize risks for misuse and improve health outcomes for injured workers.

 

Visit Express-Scripts.com/WorkersCompensation for more information on industry-leading solutions to help control the cost of your workers’ compensation pharmacy spend.

 

 

Author Jennifer Kaburick, RN, MBA, is Senior Vice President, Workers’ Compensation Product Management & Strategic Initiatives, at Express Scripts. Jennifer provides strategic direction and oversight to the Product Management team, who develop programs and services designed to give clients maximum value and ease of use for injured workers. She is responsible for identifying product opportunities that address key industry issues while helping to enhance overall client and injured worker outcomes. As a nurse and a former adjuster, Jennifer’s experience provides her with a unique perspective from all sides of the workers’ compensation pharmacy program.

 

 

Chiropractor Prescribes Fraud, Must Pay More than $300K

For one Ohio chiropractor, the pain felt by taking part in workers compensation fraud is bad.

 

The Nelsonville (Athens County) chiropractor was ordered to pay more than $300,000 in restitution to the Ohio Bureau of Workers Compensation.

 

Michael L. Brown pleaded guilty in August in Franklin County Court of Common Pleas to one count of workers comp fraud, a fourth-degree felony.

 
“We suspected there was a problem after multiple individuals contacted BWC to report Mr. Brown’s fraud schemes,” said BWC Administrator/CEO Steve Buehrer. “Medical providers have an extremely important job of evaluating the condition of injured workers and determining whether they are able to return to work. We place our trust in them, and unfortunately, it appears Mr. Brown was not focused on providing the best care for his patients.”

 
BWC’s Special Investigations Department received allegations that Brown was billing for services not rendered, billing patient claims for dates of service when the patients were not at the office and billing for treatment at times when his office was closed.

 
Multiple interviews confirmed both the allegations and that Brown controlled billing for the office. In June 2010, numerous pieces of evidence that substantiated the allegations were seized from Brown’s office.

 

Where Were the Patients?

 

Records showed that patients were not at his office on days that Brown billed their claims for treatment; documents showed that multiple patient claims were billed on dates the office was closed; evidence was also discovered that Brown fabricated the amount of treatment patients received in order to receive a higher payment for services.

 
Brown was ordered to pay $394,021.03 in restitution, which includes approximately $60,000 in investigative costs. He was sentenced to five years of probation.

 
If he fails to comply with the terms of his probation, Brown could be sentenced to serve nine months in jail. Brown voluntarily decertified himself as a BWC health-care provider.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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‘See Attached’ Is Best Way To Complete First Report of Injury

The employer’s first report of a possible accident can be a dangerous trap when dubious claims are being reported. This is due to the fact that first injury forms are not designed to capture the information necessary to make decisions which are critical in the first days following an accident report. The decisions can be triaged into categories: there has been a clearly compensable accident, there has not been a work related accident, there has been a report which requires further investigation. (The second, there has been no compensable accident, also requires further investigation to document reasons for an objection.)

 

 

 

First Report Often Lacks Depth And Quality Information

 

The reasons why the first report of injury is a dangerous place to stop can be illustrated by the well known true story of the coincidences involving the Titanic and a book, “Futility”, published in 1898, twelve years before the Titanic sank. The book described a large luxury passenger ship, the “Titan” which carried only half the number of lifeboats necessary to save all the passengers. It sank in the North Atlantic in April when it struck an iceberg 400 miles from Nova Scotia. More than half the passengers were lost. The ship’s speed was the same as the Titanic, the length the same, the tonnage the same. The book became well known as a nearly supernatural prediction of the sinking of the Titanic.

 

But readers will be disappointed with the book and find that the sinking is part of a brief episode which has nothing to do with the plot. The major story is the improbable survival and redemption of an alcoholic crew member who eventually marries his lost love.

 

 

Assist Your Adjuster By Including “See Attached”

 

Therefore, a first report should not be like a book review of “Futility”, exciting but completely misleading unless further material is provided. An insurance examiner reading a first report can be forgiven if they do not follow up on clues that are missing from the report. Most employers assume that after they complete the first report the carrier will do the rest. They usually will, but only if some interesting additional material is provided to get them started.

 

The best way for an employer to arouse healthy interest by the carrier is to insert “see attached” to the box which asks for a description of the accident. Nearly every first report forms assumes that the accident did occur and is work related. But the space provided on the forms is almost never large enough to accommodate the lengthy explanations required of non-compensable claims. “See attached” is employed to arouse interest and provide a place for the additional material.

 

What sort of material should be included? Alternate explanations of what did, or didn’t occur is a good place to start, with relevant documents attached. A list of possible witnesses is also advisable, but not witness statements. Statements are usually not nearly as precise as necessary and can lead to further confusion, which never helps an employer.

 

 

 

Document Where, When, and How an Incident Occurred

 

Documents are far better than witnesses, which is why they should be given priority. They attend hearings when requested and never change their stories, which is why judges and lawyers consider them troublesome and dangerous. Documents can come in many forms and the best ones pin down precisely where, and when, an incident did, or did not, occur. Employees have been known to place dates on their accident claims when the business was, in fact, closed. “Witnesses” are sometimes listed as being at the place of work when they were, in fact, in other countries. Exposure to dangerous chemicals is listed when no such chemicals were ever at the place of employment.

 

The above discrepancies can best be dealt with by attaching proper documents to the employer’s report and following up with a phone call to the carrier to make sure that the material is received and receiving the proper follow-up attention.

 

The best reports of injury are filled with facts, not suspense.

 

 

Author: Attorney Theodore Ronca is a practicing lawyer from Aquebogue, NY. He is a frequent writer and speaker, and has represented employers in the areas of workers’ compensation, Social Security disability, employee disability plans and subrogation for over 30 years. Attorney Ronca can be reached at 631-722-2100. medsearch7@optonline.net

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

Is Your Comp Medical Provider Brochure Complete?

If it seems like there is a never-ending trail of paperwork and computer files to go over, that is likely the case.

 

One of the many facets of running a business is looking out for your employees, especially there physical well-being. It is almost a given that some of them will suffer some sort of injury while under your employ. As a result, it is critical that you have plans in place to quickly and effectively treat them.

 

With that in mind, it is more than a good idea that you have in place a brochure for the doctors and clinics that will ultimately care for your injured workers.

 

Make sure these 10 items are part of the brochure:

 

  1. Company description – This can be brief, but should be an overview of what your business does;
  2. Company location – In the event the company is nearby, it doesn’t hurt to encourage provider visits;
  3. Company job descriptions – This is where you want to explain the original work that was undertaken;
  4. Company description for transitional duty program – In this arena, be sure to include the purpose behind and importance to your business;
  5. Company necessity for medical limitations/abilities on initial visit – Keep in mind that this is very important so that the claim does not turn into a lost-time claim;
  6. Company sample transitional duty job descriptions – Here is where you describe possible modifications and alternative positions as examples. Make sure you are clear to customize positions to fit whatever restrictions are in place;
  7. Company how-to-referral specialists – The goal here is to provide an easy process;
  8. Company procedure on paying bills – It is important to make sure the treating physicians know that their bills will be paid promptly and the procedures for such. In the event you offer extra pay for extended office visits, be sure to mention that. Instead of decreasing the bills, look at paying a little more to receive the quality care your employees’ need and is required to place them on transitional duty;
  9. Company medical advisor, RNs, PT, etc. on-site or on retainer. Doctors respond the fastest when contacted by fellow physicians. Best practice companies typically have in-house medical advisers or part-time contract medical advisers. Both prove cost-efficient. In addition to letting you to get accurate restrictions in a fast manner, establish causation (or not), having a medical advisor can also work to deter workers who may be trying to malinger or exaggerate said symptoms;
  10. Company contact info for Adjuster, Work Comp Manager, Medical Advisor -including phone, fax and email – Last but not least, companies need to avoid missing the chance to set the stage with the medical professionals that treat their workers. Up front planning can make the medical treatment portion of a claim much smoother and ultimately more effective.

 

 

Author Rebecca Shafer, JD, President of Amaxx Risk Solutions, Inc. is a national expert in the field of workers compensation. She is a writer, speaker, and publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality, and manufacturing. She is the author of the #1 selling book on cost containment, Workers Compensation Management Program: Reduce Costs 20% to 50%. Contact:RShafer@ReduceYourWorkersComp.com.

 
Editor Michael B. Stack, CPA, Principal, Amaxx Risk Solutions, Inc. is an expert in employer communication systems and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. He is a writer, speaker, and website publisher. www.reduceyourworkerscomp.com. Contact: mstack@reduceyourworkerscomp.com.

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

SALES TO PAY FOR ACCIDENTS CALCULATOR:  http://reduceyourworkerscomp.com/sales-to-pay-for-accidents-calculator/

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WC GROUP:  http://www.linkedin.com/groups?homeNewMember=&gid=1922050/

SUBSCRIBE: Workers Comp Resource Center Newsletter

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

 

 

 

Major Workplace Safety Conference Set for Sept. 24-25

The effort to protect workers nationwide continues in the Pacific Northwest, as Washington State will play host to a two-day safety event in late September.
One of the largest safety and health conferences in the nation is planned for Spokane next month, and registration is now open for the event.

 

The 63rd annual Governor’s Industrial Safety and Health Conference takes place on Sept. 24-25 at the Spokane Convention Center.

 

The event is geared toward workers, employers and safety and health professionals. It brings together leading industry experts to deliver a program of cutting-edge education, examples of best practices, demonstrations and networking.

 

The Governor’s Industrial Safety and Health Advisory Board and the Department of Labor & Industries sponsor the conference with support from industry partners.
Certified safety professional and motivational speaker Bruce Wilkinson will open the two-day meeting with a keynote presentation. He uses humor and enthusiasm to inspire audiences.

 

More than 60 Industry Workshops Slated

 

Featured conference events and activities include:

 

• Two days of 60-plus industry workshops
• Displays and product demonstrations by more than 80 exhibitors
• Electrical high-voltage demonstration
• 41st annual Pole-top Rescue Competition
• 17th annual Forklift Rodeo
• A pre-conference Occupational Safety and Health Administration course on accident investigation

 

A $160 advance registration fee covers the two-day conference, with special discounts for groups of five or more. Students in a college, university or trade program pay only $50.

 

The 2014 Governor’s Lifesaving Awards will be presented during a luncheon at the conference on Sept. 25. The awards recognize people whose heroic acts saved a life at work. The awards will be presented by KREM 2 news anchor Laura Papetti. People can attend the luncheon separately or as part of the conference. The luncheon costs $25.

 

To register, visit www.etouches.com/ehome/88023.

 

 

 

Author Kori Shafer-Stack, Editor, Amaxx Risk Solutions, Inc. is an expert in post-injury response procedures and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. www.reduceyourworkerscomp.com.  Contact: kstack@reduceyourworkerscomp.com.

 

©2014 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law.

 

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People Can Achieve Benefits By Investing In Thirty Minutes of Modest, Daily Activity

New research supports that it is never too late to begin an endurance training routine and benefit from it!

 

A study on men has found that “relatively intensive” endurance exercise provides heart benefits regardless of age when training begins. The exercise specific to this study was running or cycling.

 

Each participant was assessed before and after training, and the results revealed that, “despite biological changes with age, the heart still seems – even at the age of 40 – amenable to modification by endurance training. Starting at the age of 40 or older does not seem to impair the cardiac benefits.”

 

 

One need not be a marathon runner or an elite athlete to derive significant benefits from physical activity

 

The Surgeon General’s Report, a joint CDC/ACSM consensus statement, and a National Institutes of Health report agreed that benefits will generally occur by engaging in at least 30 minutes of modest activity on most—preferably all— days of the week.

 

Modest activity is defined as any activity that is similar in intensity to brisk walking at a rate of about 3 to 4 miles per hour.

 

Remember, moving is good for your heart at any age. A regular dose of physical activity can:

 

- Lower your resting heart rate

- Help manage your weight

- Reduce blood pressure

- Decrease LDL (think: “L” for lousy cholesterol)

- Increase HDL

- Increase your exercise tolerance (be able to do work with less fatigue)

- Increase in insulin sensitivity

 

 

 

Author: Heather Klaus, Medcor, Wellness Program Manager. Heather oversees Medcor’s internal wellness program for nearly 900 associates nationwide.  She also develops and supports wellness programs for Medcor clients.  Heather is a regular author and contributor to health and wellness blogs, videos and newsletters.  Heather holds a Bachelor’s in Science from Northern Illinois University in Nutrition and Dietetics. She is a certified trainer, fitness instructor and Lifestyle and Weight Management Consultant.  http://www.medcor.com.  Contact: heather.klaus@medcor.com

 

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