Overweight and Underpaid: Weight Discrimination at Work

The Centers for Disease Control and Prevention recently found that over 50% of the variation in people’s health was related to social factors – such as income and race – a revelation which has shocked many as some commonly assumed that health behaviors had the largest impact. This finding shows that health diseases like obesity are not solely caused by eating habits, but also factors such as low-incomes. Despite these low-incomes, this infographic shows that obese individuals spend 42% more on health care costs than healthy weight people, putting them in a tremendously vicious cycle.


The following infographic, created by Eastern Kentucky University’s, takes a closer look at the issues and prejudices overweight individuals face in the workplace.


Free “Power Of One” Workers’ Comp Training Series from Amaxx Promises Career Impact

Series Offers How To’s And Strategy For One Individual to Master Organization’s Work Comp Costs


HINGHAM, Mass.—Jan 11, 2015— With regular company mergers, acquisitions, and changes in management, professionals in the workers’ compensation industry know that the only certainty is constant change.  Individuals looking to stabilize and grow their career in the workers’ compensation industry will get practical how-to’s and strategy to master workers’ compensation and positively impact their career.


The series will cover the detailed path of how one individual can drastically influence the cost of workers’ compensation at their organization to make themselves an invaluable asset. Lessons that have been field-tested by Amaxx, workers’ comp cost-control experts, for more than 25 years.


Topics include the specific tasks and systems that create the most impact on work comp costs, how to bring management and employees on board, as well as how to implement these systems to achieve incredible results.


“Besides risk managers and human resources professionals, the training is invaluable for adjusters, vendors, attorneys, brokers, carriers, and anyone else interested in controlling workers’ comp costs,” said Rebecca Shafer, head of Amaxx and America’s leading workers’ comp cost-reduction expert.


Amaxx also recently launched COMPClub, a workers’ comp training service and community that has already attracted 75 members nationally.  COMPClub includes Amaxx’s annually updated cost control guidebook, live workshops, monthly webinars, small-group mastermind calls, a newsletter, networking events and more.


Registration for the free training series, “Power of One: How Your Impact On Workers’ Compensation Will Change Your Career” is available at http://reduceyourworkerscomp.com/register. As supplemental material, those registered will also receive a free copy of “Your Ultimate Guide To Mastering Workers’ Comp Costs – Mini Book”.


Amaxx (http://reduceyourworkerscomp.com) helps employers in all industries reduce workers’ compensation costs through education, publishing and consulting.

Use Investigation To Curtail Work Comp Claim Costs

Investigator Functions:


Using investigators during workers compensation claim handling is often necessary to reduce case cost and exposure.   Investigators may be needed to investigate for fraud, malingering, claimant activity, subrogation, physical inspections of the loss scene, and criminal evidence for prosecution.


Investigators have strong experience and investigative ability that the average claim adjuster is not exposed to.  They may have had police training, special investigative schooling, government training.  Many investigator’s are ex-employees of governmental and law enforcement organizations.


An investigator can perform background investigations of prospective employees.  Such investigations may be necessary for security positions, pre-existing medical conditions, prior claims, past criminal data, or any other facts that can no longer be gained from usual personnel references.  The cost for such investigation may well be worthwhile as it can prevent the hiring of an undesirable candidate.


Investigators are generally required to be licensed by the state, the local municipality, and be cleared by local law enforcement as well.   Most jurisdictions have laws or regulations outlining what a investigator can and cannot do.  These guidelines cover many things.  A few examples are: entrapment, harassment, search and seizure, wiretapping, video and camera filming’s, constitutional violations, safety, and privacy restrictions.



Screening for an Investigator:


It is necessary to screen and explore the qualifications, expertise, and performance of the potential investigator you plan to hire.  Require the candidates to furnish the following:


  1. Resumes for each investigator in the investigator organization.
  2. A complete history of the company, its owners, financials, licenses, and certificates of operation and local police department standing. Retain copies in a permanent file.
  3. Reliable references from other claim units.
  4. An estimate or actual accounting of cases where their work was successful in litigation.
  5. How well and who will testify in litigation proceedings. What is the testimony and witness impression record on judge or jury?
  6. Any records where the investigator organization was sued, faced criminal, or negligent action.


Contracting with an Investigator:


When the unit claim manager is satisfied with the investigator background investigation and is proceeding to engage its services prepare a written contract.  The contract should:


  1. Stipulate authority levels, and the claim file reviewing procedure. Identify the claim persons who will have power to authorized investigator service.
  2. Determine fees, allowable expenses and billing procedure.
  3. State reporting times and procedures (do not allow repetitive information to be entered).
  4. Declare procedures on how to identify and confirm that they have the proper persons under investigation.
  5. State all surveillance should be scheduled when the investigated person will be moving.
  6. Require surveillance be conducted on non-business hours, after storms, weekends and holidays when necessary.
  7. Determine when and how to supply cost estimates, revisions and necessity for changes.
  8. State how to document and preserve evidences for litigation needs.
  9. Site procedures and authorizations to work with employer, defense counsel and other involved entities.
  10. Specify any special reporting procedures required by the employer.
  11. Cover procedure for notification for conflict of interest or any situation that could impede the investigation.
  12. The investigator is not to undertake any investigative step that could be done by the claim adjuster without clearance and authority.
  13. Specify all instances desired for the investigator to contact the adjuster from the field during investigation.
  14. Detail how, and when to request authority to handle an investigation needing special investigation methods.



Controlling the Investigator:


Once the case is assigned and under investigation the claim adjuster needs to be alert to all activity and be pro-active in:


  1. Exploring failures to obtain desired results.
  2. Watching for excess investigator activity.
  3. Limiting waiting time for results.
  4. Exploring any other point of procedure or handling that will or could impact the claim or investigation.




Using investigators in the process of workers compensation claim handling can be a vital tool to curtail, mitigate, limit claim exposure, and reduce file cost.  It should be used when facts indicate potential fraud, malingering, subrogation, field investigation and claimant surveillance when claimant activity becomes suspect.


  • Chose a claim unit investigator wisely.  Investigate for experience, education, qualification, and licensing. Check all references and past performance with their clients.
  • Prepare a contract that clearly declares all methods of operation, fees, and associated expenses.  Clarify reporting requirements, authority, and contact persons.
  • Maintain close follow through contact for desired results.  Do not just assign the case to the investigator and wait.  This can allow for excess activity and billing.



Author Michael Stack, Principal, COMPClub, Amaxx LLC. He is an expert in workers compensation cost containment systems and helps employers reduce their work comp costs by 20% to 50%.  He works as a consultant to large and mid-market clients, is co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and founder of COMPClub, an exclusive member training program on workers compensation cost containment best practices. Through these platforms he is in the trenches on a monthly basis working together with clients to implement and define best practices, which allows him to continuously be at the forefront of innovation and thought leadership in workers’ compensation cost containment. Contact: mstack@reduceyourworkerscomp.com.



©2015 Amaxx LLC. All rights reserved under International Copyright Law.


Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.

Free Workers’ Comp Cost-Control Training Series from Amaxx Covers Success Essentials

HINGHAM, Mass.—Aug 18, 2015—Anyone who’s struggling with spiraling workers’ compensation costs will get answers from a free three-part training series on controlling workers’ compensation costs. 


The series will cover the essential elements of cost containment as field-tested by Amaxx, workers’ comp cost-control experts, for more than 25 years. The first session will be held August 20. 


Topics include essential elements of workers’ comp cost containment that have been implemented by Amaxx at some of the largest self-insured employers in the USA, the counterintuitive first step to getting a program started, how to lay the foundation that will be the cornerstone of a program’s success, as well as how to overcome the most common obstacles to cost control, begin implementation, and start to see results.


“Besides risk managers and human resources professionals, the training is invaluable for adjusters, vendors, attorneys, brokers, carriers, and anyone else interested in controlling workers’ comp costs,” said Rebecca Shafer, head of Amaxx and America’s leading workers’ comp cost-reduction expert.


Amaxx also recently launched COMPClub, a workers’ comp training service and community that has already attracted 65 members nationally.  COMPClub includes Amaxx’s annually updated cost control guidebook, live workshops, monthly webinars, small-group mastermind calls, a newsletter, networking events and more.


More information on and registration for the free training series, “Essential Elements of Worker’s Comp Cost Containment” is available at https://reduceyourworkerscomp.leadpages.co/free-training-registration/.


When To Update Work Comp Reserves To Reflect Exposure

Reserving a file is extremely complicated.  It is probably the one of the most difficult aspects of working a claims desk.  As if keeping up with cost trends is not hard enough, the mere fact that no two files are the same only add to the complication. 


There are many factors to consider, including not only the medical and wage exposure itself, but also the comorbidities of the patient involved.  You have to consider their own personal medical issues both occupational and non-occupational, their body habitus, age, secondary gains, social influences, motivation, employer/employee relationship, and the list can go on.



Base Reserve Is Set At File Inception


For most carriers, a base reserve or default is set in the file at its inception.  This merely indicates whether the claim is a medical only or if it shows lost time potential right from the start.  All carriers are different and have different policies, but for the most part some sort of reserve is supposed to be set within 30 days of receipt of the claim.


This 30-day base reserve reflects known exposure at that time.  Within 30 days, the adjuster should have a good idea of the potential outcome of the claim.  But as we know, potential outcomes change with the weather.


So when is the appropriate time to adjust the reserve again?  Common claim practices will tell you to adjust the reserve when something changes the exposure.  However, anything can change the exposure.  Therapy failing?  Lack of a promised light duty job? Injections did not help resolve the injury?  These are all failed projections that on paper looked to hold some promise to resolve the claim.  So, should the reserve increase by several tens of thousands of dollars when each or all of the above fail to yield promise?


The answer is maybe.  The issue here is to look at the risk drivers on each file, along with the injury itself.  Has an Independent Medical Exam been completed?  Have proper diagnostics showed objective evidence of surgical issues?  If the answer to all of the above is yes, then I think the adjuster would have enough medical and objective evidence to warrant an increase based on known exposure at that time.


However, there are additional things to consider.  Those include surgical likelihood, prognosis post-operative, potential for permanent restrictions, vocational aspects, legal probability with a denial or dispute on coverage, etc.


Additional Resource: 

Your Ultimate Guide To Mastering Workers Comp Costs Excerpt…Reserving Practices and The 5 Reasons Reserves Are Higher Than Expected


Anything Can Change The Exposure At Any Time


Anything can change the exposure at any time.  A good adjuster will always be a few steps ahead.  Most claims start out with minimal exposure, but the adjuster has to look beyond that.  This information should be coming from the employer early on, namely return to light duty work potential, and the overall history of the claimant that comes from the employer.  Is this worker plagued with a large claim history?  Are they a long term worker with an occupational exposure issues?  Did they also have personal medical leaves, prior surgical issues, attendance problems, and so on.  This is the first clue that this claim will not be a nominal medical only.


The adjuster has to put enough reserves in within the first 30 day period to expect the unexpected.  If the adjuster failed to do so at that point, then they are not considering proper exposure on the file.  If that did happen, then this claim will be destined for stair-stepping of reserves–quite possibly considered the biggest no-no in the insurance world. 


Most carriers state that the ultimate exposure on the file should be placed within one year from the injury date.  So between that first initial 30-day period, and the one year period, what would drive a reserve increase, and when should it be completed?


The answer will depend on the injury, the surgical probability, and the invasiveness of the treatment involved.  Add to that the light duty work probability, the long-term light duty work accommodation possibility if any, and then the secondary gain aspects the claimant may have—including litigation probability.  Any or all of those aspects have a large effect on the reserving of the claim, and before that adjuster pulls the trigger on a reserve increase they have to consider both the known and the unknown, along with the probability of invasive medical treatment including multiple surgeries, extended rehab and recovery, medication changes, etc.




There Is No One Answer – All Parties Need To Work Together To Arrive At Game Plan


If you had expected this article to give you the ultimate answer of how and when to increase a reserve, you are now starting to understand the complexity of reserving and how difficult it is to complete that task.  The real answer is that there is not one aspect.  The answer of when to pull that trigger involves a myriad of possibilities.  The only way it can be successful is when all parties are involved in the claim.  This includes the employer, the adjuster, a nurse case manager, and possibly legal counsel.  Everyone has to arrive at a game plan, and a number to reflect the known and unknown exposure on a claim.


The simple answer is this:  Expecting and reserving for a worst case scenario is OK.  A better than expected recovery is a good thing, and taking down a large reserve number at the time a file closes is a good thing.  However, under-reserving and stair-stepping a reserve is always never looked upon favorably.  The adjuster has to take the proper time to reflect on the file from all avenues, all probable outcomes, and all contributing factors.  Failure to address each aspect on its own merits will result in disaster.



Author Michael Stack, Principal, COMPClub, Amaxx LLC. He is co-author of Your Ultimate Guide To Mastering Workers Comp Costs, and founder of COMPClub an interactive training program teaching workers’ comp cost containment best practices.  Through this platform he is in the trenches on a monthly basis with risk managers, brokers, consultants, attorney’s, and adjusters teaching timeless workers’ comp cost containment strategies, as well as working with members to develop new tactics and systems to address the issues facing organizations today. This unique position allows him to continuously be at the forefront of innovation and thought leadership in workers’ compensation cost containment. Contact: mstack@reduceyourworkerscomp.com


©2015 Amaxx LLC. All rights reserved under International Copyright Law.


Employers/Carriers/TPAs/Brokers/Vendors looking for additional information FREE resources for Workers Comp cost containment best practices are invited to access Amaxx Workers’ Comp Cost Containment Essentials training series


Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker, attorney, or qualified professional.



Workers Comp And The Most Dangerous Industries In The U.S.

This infographic was created by Eastern Kentucky University’s Bachelor of Science in Occupational Safety program.  


Cost Containment For The Claims Management Team

The workers’ compensation claim management team is charged with numerous responsibilities.  One of the more important functions is to ensure the claim is being properly managed with the containment of wage loss and other indemnity benefits.  This is a multi-factored process that requires skill and dedication from all team members.



Independent Medical Examinations and Other Experts


Use of the independent medical examination (IME) is usually the sole opportunity the employer/insurer has to defend a claim with a medical expert of their choice.  This is a right governed by the pertinent workers’ compensation act and must fit into specific parameters.  Some of the more important guidelines include:


  • Distance an employee can be required to travel for the evaluation;
  • Reimbursements that must be made prior to or immediately after the examination; and
  • Timing of the evaluation and service/filing requirements of the report.


Not every case will require an IME, so it is important to properly evaluate the case and make sure all pertinent documents are received prior to scheduling the evaluation.



Use of Vocational Experts


Other vocational experts often are used when evaluating an employee for return-to-work, work hardening, job search efforts and retraining.  They can also be used in cases where the employee is claiming entitlement to permanent total disability (PTD) benefits.  Laws regarding the use of vocational experts vary and may be subject to other statutory or regulatory guidelines.  Before scheduling a vocational examination, it is important to check into the following matters:


  • The qualifications, training and expertise of a vocational expert;
  • Investigation into the claims being made by the injured worker and whether such an evaluation is ripe for additional scrutiny; and
  • The ability of the vocational expert to give credible live courtroom testimony; if permitted.


The use of a Functional Capacity Evaluation (FCE) is also important.  A FCE is defined by some as a “set of tests, practices and observations that are combined to determine the ability of the evaluated to function in a variety of circumstances, most often employment, in an objective manner.”


During a FCE, the injured party will typically meet with a neutral vocational expert, or one chosen by the employer/insurer and perform a series of tests.  This can include written tests to measure the claimant’s cognitive and educational functions.  In other parts of a FCE, the employee will undergo a battery of physical tests to assess the appropriateness of work restrictions in place by medical doctors and evaluate their ability for participation in work hardening, retraining or other rehabilitation efforts.



Telephonic (or Internet) Case Management or Intervention


Changes in technology are creating new opportunities to reduce the costs of managing a workers’ compensation claim.  Due to the increase in accessibility of technology, claim management teams can reduce costs of handling claims via the telephone and Internet.  While laws are slow to adapt, change is coming to how claims will continue to provide injured claimants with the care they deserve, while at the same time providing cost effective alternatives to those concerned about claims administration and proper handling.





Claims management teams seeking efficiency need to evaluate their programs and adapt to changing times in order to remain competitive.  These changes can be made without sacrificing the rights of injured workers.

COMPClub Offers Expert Training to Slash Workers’ Comp Costs

New Service from Amaxx, Leader in Cost Control, Provides Unique Training Community


COMPClub, offering training, community and knowledge- for everyone who needs to help their organization or clients reduce workers’ compensation costs has been unveiled by Amaxx Work Comp Solutions, a training firm and publisher.


“This is a new way for risk managers, adjusters, vendors, attorneys, brokers, carriers, and employers with an interest in controlling workers’ compensation costs to increase their knowledge and apply it,” said Rebecca Shafer, a renowned workers’ comp expert who heads Amaxx. Shafer’s pioneering methods have been proven to slash workers’ comp costs by 20 percent to 50 percent.

COMPClub offers a full menu of benefits free with membership:



  • Live quarterly workshops. One-day workshops on key cost containment topics will be held in different regions of the US. These will give COMPClub members a deeper level of interaction with experts and each other in a hands-on, interactive classroom setting.


  • Best Practices monthly webinars on topics such as return-to-work, post-injury response, and medical management. Led by Shafer or another top expert, the webinars will give attendees state-of-the art knowledge on best practices and creative solutions.


  • Monthly small-group mastermind calls offer the opportunity for interactive learning. A group of up to 10 peers will share their challenges and successes implementing the training material in the spirit of collaboration where participation is encouraged and solutions are discovered.


  • The monthly CompClub newsletter will summarize, highlight, and simplify the discussions on the topic of the month. Members will receive practical tips to implement into their organizations immediately.


  • Members-only events networking events at the annual RIMS and National Workers’ Comp and Disability conference.


  • A members-only LinkedIn group and CompClub members directory.


  • Opportunity to private-label Amaxx products and publications at a discount.




Workers’ Comp Newcomers


For those that are new to workers’ compensation there is a special subgroup designed to get quickly to speed. This program focuses on workers’ comp 101 topics and is a safe place to answer all the questions newcomers are too afraid to ask.



Sign up Now for Risk-Free Trial and Receive 40% Off First Year Membership


COMPClub membership is $99 per month, with the first month FREE. People who pre-register will get 40% off first-year membership dues for a limited time.


“There’s no cost and no commitment sign up. Our risk-free trial allows users to try out the COMPClub experience,” said Amaxx president Michael Stack.


To find out more or sign up for COMPClub, visit www.workerscompclub.com.


Workers’ Compensation Prescription Drug Spend Increased 1.9 Percent in 2014, Stabilized by Effective Utilization Management Programs

Rising Prescription Prices for Compounded Medications Still a Concern


St. Louis, /PRNewswire/ — Workers’ compensation pharmacy spending increased 1.9 percent in 2014, as a 5.4 percent decrease in utilization helped offset a 7 percent increase in the cost per prescription, according to new data released today by Express Scripts (NASDAQ: ESRX).


The 2014 Express Scripts Workers’ Compensation Drug Trend Report discusses the overall pharmacy trend as well as in-depth research on opioid use among injured workers.



Opioid Management Mitigates Spend Increases


The modest increase in overall pharmacy spend demonstrates the effectiveness of utilization management programs, such as those which drove down injured workers’ opioid utilization nearly 11 percent in 2014.


This decrease in utilization balanced an 11.5 percent increase in the average cost per prescription. As a result, total spending on workers’ compensation opioids remained flat (-0.5 percent) in 2014, at a per-user-per-year cost of $487.59.


“As drug prices continue to increase, payers now more than ever are looking to contain costs by implementing effective programs that ensure safe and appropriate use of opioids,” said Jennifer Kaburick, RN, senior vice president, Workers’ Compensation Product, Compliance and Strategic Initiatives.


Express Scripts leverages data to develop innovative solutions to meet these needs. For example, the Express Scripts Morphine Equivalent Dose (MED) Management program allows clients to set maximum threshold levels for the amount of opioid medications an injured worker can fill. Amounts exceeding MED program levels undergo a review process by the client before the medication is dispensed.


Patients receiving an MED of 100 milligrams or more per day had a nine-fold increase in overdose risk.Express Scripts’ research found that patients with work-related injuries longer than 15 years exceeded the MED of 120 milligrams per day on more than half of the days for which opioid medications were being filled.


“Although older injuries may require higher doses of opioids because the patient has become tolerant to previous doses, patients receiving an MED of 100 milligrams or more raises serious concerns about the potential of addiction and abuse,” said Brigette Nelson, MS, PharmD, BCNP, senior vice president, Workers’ Compensation Clinical Management at Express Scripts. “Better management of opioid use among injured workers helps to reduce abuse, limit addiction and control costs.”



Combating Rising Compounded Medication Costs


For the second year in a row, compounded products were one of the top 10 costliest therapy classes for workers’ compensation payers.


Unsustainable pricing greatly impacted the overall trend, and the average cost of compounds per workers’ compensation prescription in 2014 was $1,696.99.


According to Express Scripts’ research, pharmacies that compound more than two-thirds of their total prescriptions increased their prices 51.5 percent in 2014. Low-compounding pharmacies — or those than compounded less than 67 percent of their total prescriptions — averaged only a 9.7 percent price increase.


At the point of sale, payers have the option of reviewing all compounds for authorization. Retrospectively, Express Scripts communicates to physicians and injured workers encouraging the use of commercially available, cost-effective alternatives where appropriate.


Express Scripts research found that 10 percent of compound utilizers did not receive a traditional prescription before receiving their compounded medication — that is, they used a compounded medication as the first prescription for their injury.


“This raises the question of why first-line therapies were not tried,” Nelson said. “While accommodating needs for a patient who cannot ingest or is allergic to available alternatives is appropriate, there is no clinical evidence that compounded medications are more effective than FDA-approved, commercially available drugs.”


When payers implement the physician communications program, 46.6 percent of their injured workers discontinued filling unnecessary compounded medications.


  • Other key findings of the Workers’ Compensation Drug Trend Report include:
  • Nonsteroidal anti-inflammatory drugs (NSAIDs), used in treating pain and inflammation, increased 13.4 percent to reach $158.33 per user per year.
  • Antidepressants and dermatologicals decreased 19.6 percent and 10.9 percent, respectively.


While specialty medications represent less than 1 percent of all medications used by injured workers, spending on these drugs increased 30.4 percent between 2013 and 2014, largely driven by expensive medications to treat hepatitis C.


The Express Scripts 2014 Workers’ Compensation Drug Trend Report is available at http://Lab.Express-Scripts.com.



About Express Scripts


Express Scripts (NASDAQ: ESRX) manages more than a billion prescriptions each year for tens of millions of patients. On behalf of our clients — employers, health plans, unions and government health programs — we make the use of prescription drugs safer and more affordable. Express Scripts uniquely combines three capabilities — behavioral sciences, clinical specialization and actionable data — to create Health Decision Science(SM), our innovative approach to help individuals make the best drug choices, pharmacy choices and health choices. Better decisions mean healthier outcomes.


Headquartered in St. Louis, Express Scripts provides integrated pharmacy-benefit management services, including network-pharmacy claims processing, home delivery, specialty benefit management, benefit-design consultation, drug-utilization review, formulary management, and medical and drug data analysis services. The company also distributes a full range of biopharmaceutical products and provides extensive cost-management and patient-care services.


For more information, visit Lab.Express-Scripts.com or follow @ExpressScripts on Twitter.


Ellen Drazen

Office: 314-684-5355


Logo – http://photos.prnewswire.com/prnh/20080827/EXPRESSSCRIPTSLOGO


To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/workers-compensation-prescription-drug-spend-increased-19-percent-in-2014-stabilized-by-effective-utilization-management-programs-300068465.html


SOURCE Express Scripts

ADA and Return-to-Work Best Practices Webinar / Tues Mar 24 @ 11am EDT

On Tues March 24 @ 11am EDT, prepare for a surprise or two as a group of experts discuss how some common practices in workers’ compensation violate both the spirit and the law of the ADA, as amended in 2009.   The webinar will also clarify what employers who want to abide by the spirit as well as the letter of the ADA should be doing.  Injured workers with significant medical restrictions are likely to meet the expanded definition of people with newly-acquired disabilities — whose jobs should be protected.  This free, one-hour webinar will feature Amaxx Risk Solutions’ Rebecca Shafer, Webility Corp’s Jennifer Christian MD, EEOC’s Aaron Konopasky, Amaxx Risk Solutions’ Michael Stack, and Advisen’s David Bradford as panelists.  They will answer audience questions as time permits during a Q&A period.


This webinar is part of a series that expands on content contained in THE ULTIMATE GUIDE TO LOWERING WORKERS COMP COSTS, a $249 soft-cover book available via http://shop.wcmanual.com/products/ultimate-guide-to-mastering-workers-compensation-cost



Tues March 24 @ 11am EDT



This is a free, one-hour webinar



  • Rebecca Shafer, JD., President, Amaxx Risk Solutions, Inc., Attorney/Risk Consultant
  • Jennifer Christian, MD, President, Webility Corporation
  • Aaron Konopasky, JD, Senior Attorney Advisor, Equal Employment Opportunity Commission
  • Michael Stack, CPA, Principal, Amaxx Risk Solutions
  • David Bradford, President, Research & Editorial division, Advisen (moderator)



  • When do the employer’s obligations under the ADA kick in for a workers’ comp injury?
  • Can an employer require an employee to return to work after an injury?
  • What’s the difference between light/modified/transitional duty and a reasonable accommodation?
  • Can an employer set a policy about how long a transitional duty position can last?
  • What should the “interactive process” required by the ADA look like — in workers’ comp?
  • How long does an employer have to wait before terminating an employee who can’t come to work?
  • Are indefinite periods of time out of work permissible?
  • Can the injured employee refuse to accept a transitional work assignment?




  • Risk Managers and Safety Directors involved in workers compensation claims management
  • Brokers and Consultants who consult or advise on specific aspects of cost containment
  • Producers looking to impress prospects with the latest strategies to stay on top of workers comp issues



Purchase the book or view sample chapters via http://shop.wcmanual.com/products/ultimate-guide-to-mastering-workers-compensation-costs or contact Advisen’s Merri Bastone at mbastone@advisen.com   Author: Rebecca Shafer, JD.


The book’s topics are organized into the following chapters:

  1. Workers Compensation Insurance Fundamentals
  2. Cost Containment Basics
  3. Training and Building Commitment
  4. Roles & Responsibilities Best Practices
  5. Reporting the Claim
  6. Post Injury Response Procedure
  7. Communication with Employees
  8. Working with Your Insurance Adjuster and TPA
  9. Safety and Loss Control
  10. Wellness Programs
  11. Return to Work and Transitional Duty
  12. Other Indemnity Cost Containment Measures
  13. Directing Medical Care
  14. Medical Cost Containment
  15. Fighting Fraud and Abuse
  16. Rehabilitating the Injured Employee
  17. Managing Prescription Drug Use and Abuse
  18. Claims Resolution and Settlements
  19. Federal Employees Compensation Act (Bonus Chapter)




Join the Workers Compensation Roundtable via http://www.linkedin.com/groupRegistration?gid=1922050

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More

Please don't print this Website

Unnecessary printing not only means unnecessary cost of paper and inks, but also avoidable environmental impact on producing and shipping these supplies. Reducing printing can make a small but a significant impact.

Instead use the PDF download option, provided on the page you tried to print.

Powered by "Unprintable Blog" for Wordpress - www.greencp.de