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Buyers Guide: Workers Compensation Insurance

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?

Employers are generally required to purchase workers’ compensation insurance for their employees. …

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More

HIGH Cost of Selecting the LOW Price Work Comp Proposal

Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal

The Executive Director of a governmental pool could not understand why the cost of the pool's …

Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance Structure

  TO LEARN MORE ON THIS SUBJECT: Register for the full on-demand course: HOW TO …

Maximize ROI of Workers’ Comp Management Improvements with the Right Insurance StructureRead More

experience modification rating

4 Ways to Lower Your Experience Modification Rate and Why it Matters

  Losses are just one factor in your overall workers’ compensation costs. The other is …

4 Ways to Lower Your Experience Modification Rate and Why it MattersRead More

Six Tips to Get the Most From Your Insurer

Six Tips to Get the Most From Your Insurer

Many insurers are great providers, however, it is naïve to think every insurer has your best …

Six Tips to Get the Most From Your InsurerRead More

Staffing Agency Reduce Workers Comp Costs

8 Steps For A Staffing Agency to Reduce Workers Comp Costs

Imagine trying to calculate your workers' compensation premium when you do not know the number of …

8 Steps For A Staffing Agency to Reduce Workers Comp CostsRead More

The 8 Sections of Your Workers Compensation Insurance Policy

The 8 Sections of Your Workers Compensation Insurance Policy

  Every employer buying workers compensation coverage knows it is an insurance policy for …

The 8 Sections of Your Workers Compensation Insurance PolicyRead More

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers.

If any of your workers are getting overtime, are those extra dollars included in your workers’ …

3 Workers’ Comp Payroll Deductions Most Often Missed by Employers.Read More

6 Common Mistakes Made In A Workers’ Comp Premium Audit

6 Common Mistakes Made In A Workers’ Comp Premium Audit

An annual premium audit is a great opportunity to review your workers’ comp class codes and …

6 Common Mistakes Made In A Workers’ Comp Premium AuditRead More

5 Ways to Get Started Reducing Workers’ Compensation Risk

5 Ways to Get Started Reducing Workers’ Compensation Risk

  A lot of employers strive to be a safer, more productive workplace for their employees. …

5 Ways to Get Started Reducing Workers’ Compensation RiskRead More

Waivers of Statutory Immunity Impact on Workers Compensation

When used properly, transferring risk for workers compensation exposure and losses can be an …

Waivers of Statutory Immunity Impact on Workers CompensationRead More

A Statutory Employer Becomes Actual Employer By Law

A statutory Employer is an entity that becomes an actual employer by Law or Rule. These laws and …

A Statutory Employer Becomes Actual Employer By LawRead More

Avoid Problems With Out of State Workers Comp Claims

As any employer with locations in more than one state knows, the workers compensation policy is …

Avoid Problems With Out of State Workers Comp ClaimsRead More

Unethical Carrier Behavior? When To Run For The Hills…

Over the course of several years and numerous files I have reviewed, I would say that most of the …

Unethical Carrier Behavior? When To Run For The Hills…Read More

Dollars and Cents of Frequency And Severity Work Comp Premium Impact

It is natural for employers to be overly concerned about serious injury losses. They recognize …

Dollars and Cents of Frequency And Severity Work Comp Premium ImpactRead More

5 Methods to Calculate Workers Comp Premiums

Most Workers compensation insurance premiums are generally formulated in five basic methods. The …

5 Methods to Calculate Workers Comp PremiumsRead More

Professional Employer Organizations (PEOs) In Workers Compensation

Professional Employer Organization (PEO) is a different approach many small and medium size …

Professional Employer Organizations (PEOs) In Workers CompensationRead More

Fight Back! Stop Workers Compensation Rate Increases

It is inevitable. As soon as you congratulate yourself on reducing the frequency of workplace …

Fight Back! Stop Workers Compensation Rate IncreasesRead More

What Happens When Your Insurer Goes Bankrupt

Most employers never think about the possibility that their workers’ compensation insurer could go …

What Happens When Your Insurer Goes BankruptRead More

How High Will Your Work Comp Premiums Go?

Employers in 2013 are finding it difficult to renew their existing workers’ compensation policy or …

How High Will Your Work Comp Premiums Go?Read More

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