Experience Modification premiums are developed from, gross payroll, losses reported to the state …
Experience Modification Method To Calculate Workers Comp PremiumRead More
Insurance Issues, Rates, Premiums
Workers Compenstion Issues such as rates, premiums and industry-wide costs increases or reductions
Correctly Calculate the Average Weekly Wage
In any workers’ compensation claim, one of the most important issues that needs to be determined …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?
Employers are generally required to purchase workers’ compensation insurance for their employees. …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More
Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal
The Executive Director of a governmental pool could not understand why the cost of the pool's …
Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More
Know Your Correct Job Classification Codes To Save Workers’ Comp Costs
While implementing injury management best practices in workers’ compensation is the most effective …
Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More
Six Tips to Get the Most From Your Insurer
Many insurers are great providers, however, it is naïve to think every insurer has your best …
The 8 Sections of Your Workers Compensation Insurance Policy
Every employer buying workers compensation coverage knows it is an insurance policy for …
The 8 Sections of Your Workers Compensation Insurance PolicyRead More
6 Common Mistakes Made In A Workers’ Comp Premium Audit
An annual premium audit is a great opportunity to review your workers’ comp class codes and …
6 Common Mistakes Made In A Workers’ Comp Premium AuditRead More
Waivers of Statutory Immunity Impact on Workers Compensation
When used properly, transferring risk for workers compensation exposure and losses can be an …
Waivers of Statutory Immunity Impact on Workers CompensationRead More
Workers Compensation Insurance Premium Audits
Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …
Dollars and Cents of Frequency And Severity Work Comp Premium Impact
It is natural for employers to be overly concerned about serious injury losses. They recognize …
Dollars and Cents of Frequency And Severity Work Comp Premium ImpactRead More
5 Methods to Calculate Workers Comp Premiums
Most Workers compensation insurance premiums are generally formulated in five basic methods. The …
What Happens When Your Insurer Goes Bankrupt
Most employers never think about the possibility that their workers’ compensation insurer could go …
How High Will Your Work Comp Premiums Go?
Employers in 2013 are finding it difficult to renew their existing workers’ compensation policy or …
Impact of Changes in New York Maximum & Minimum Workers Compensation Rates
The NY legislature has passed a bill changing the maximum and minimum comp rates. After 5/1/13, …
Impact of Changes in New York Maximum & Minimum Workers Compensation RatesRead More
Excess Insurer Reporting Standards for Work Comp Self-Insured
Self-insured employers seldom are totally self insured. Almost all self-insured employers will have …
Excess Insurer Reporting Standards for Work Comp Self-InsuredRead More
How to Reduce Your Workers Comp Premium with Loss Runs
Loss Run Outlines the Details of Each Claim A loss run is a data summary of the claims you have. …
How to Reduce Your Workers Comp Premium with Loss RunsRead More
Self-Insurance and High Deductible Provide Most Control for Managing Workers Comp
Self-insurance programs and high deductible programs are the two most common ways for a company to …
Self-Insurance and High Deductible Provide Most Control for Managing Workers CompRead More
Construction Workers, Independent Contractors, and Workers Comp
Who Is and Isn’t Covered by Workers Comp in Construction? Employers in the construction industry …
Construction Workers, Independent Contractors, and Workers CompRead More
It is Deer Hunting Season, Be Aware of a Spike in Work Comp Claims
Deer Season Can Equal Spike in Work Comp Claims Fall has arrived. Time is say goodbye to days at …
It is Deer Hunting Season, Be Aware of a Spike in Work Comp ClaimsRead More
