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Insurance Issues, Rates, Premiums

Workers Compenstion Issues such as rates, premiums and industry-wide costs increases or reductions

Experience Modification Method To Calculate Workers Comp Premium

Experience Modification premiums are developed from, gross payroll, losses reported to the state …

Experience Modification Method To Calculate Workers Comp PremiumRead More

Correctly Calculate the Average Weekly Wage

In any workers’ compensation claim, one of the most important issues that needs to be determined …

Correctly Calculate the Average Weekly WageRead More

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?

Employers are generally required to purchase workers’ compensation insurance for their employees.  …

Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More

HIGH Cost of Selecting the LOW Price Work Comp Proposal

Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal

The Executive Director of a governmental pool could not understand why the cost of the pool's …

Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More

employee class code

Know Your Correct Job Classification Codes To Save Workers’ Comp Costs

While implementing injury management best practices in workers’ compensation is the most effective …

Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More

Six Tips to Get the Most From Your Insurer

Six Tips to Get the Most From Your Insurer

Many insurers are great providers, however, it is naïve to think every insurer has your best …

Six Tips to Get the Most From Your InsurerRead More

The 8 Sections of Your Workers Compensation Insurance Policy

The 8 Sections of Your Workers Compensation Insurance Policy

  Every employer buying workers compensation coverage knows it is an insurance policy for …

The 8 Sections of Your Workers Compensation Insurance PolicyRead More

6 Common Mistakes Made In A Workers’ Comp Premium Audit

6 Common Mistakes Made In A Workers’ Comp Premium Audit

An annual premium audit is a great opportunity to review your workers’ comp class codes and …

6 Common Mistakes Made In A Workers’ Comp Premium AuditRead More

Waivers of Statutory Immunity Impact on Workers Compensation

When used properly, transferring risk for workers compensation exposure and losses can be an …

Waivers of Statutory Immunity Impact on Workers CompensationRead More

Workers Compensation Insurance Premium Audits

Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …

Workers Compensation Insurance Premium AuditsRead More

Dollars and Cents of Frequency And Severity Work Comp Premium Impact

It is natural for employers to be overly concerned about serious injury losses.  They recognize …

Dollars and Cents of Frequency And Severity Work Comp Premium ImpactRead More

5 Methods to Calculate Workers Comp Premiums

Most Workers compensation insurance premiums are generally formulated in five basic methods. The …

5 Methods to Calculate Workers Comp PremiumsRead More

What Happens When Your Insurer Goes Bankrupt

Most employers never think about the possibility that their workers’ compensation insurer could go …

What Happens When Your Insurer Goes BankruptRead More

How High Will Your Work Comp Premiums Go?

Employers in 2013 are finding it difficult to renew their existing workers’ compensation policy or …

How High Will Your Work Comp Premiums Go?Read More

Impact of Changes in New York Maximum & Minimum Workers Compensation Rates

The NY legislature has passed a bill changing the maximum and minimum comp rates. After 5/1/13, …

Impact of Changes in New York Maximum & Minimum Workers Compensation RatesRead More

Excess Insurer Reporting Standards for Work Comp Self-Insured

Self-insured employers seldom are totally self insured. Almost all self-insured employers will have …

Excess Insurer Reporting Standards for Work Comp Self-InsuredRead More

How to Reduce Your Workers Comp Premium with Loss Runs

Loss Run Outlines the Details of Each Claim  A loss run is a data summary of the claims you have.  …

How to Reduce Your Workers Comp Premium with Loss RunsRead More

Self-Insurance and High Deductible Provide Most Control for Managing Workers Comp

Self-insurance programs and high deductible programs are the two most common ways for a company to …

Self-Insurance and High Deductible Provide Most Control for Managing Workers CompRead More

Construction Workers, Independent Contractors, and Workers Comp

Who Is and Isn’t Covered by Workers Comp in Construction? Employers in the construction industry …

Construction Workers, Independent Contractors, and Workers CompRead More

It is Deer Hunting Season, Be Aware of a Spike in Work Comp Claims

Deer Season Can Equal Spike in Work Comp Claims Fall has arrived.  Time is say goodbye to days at …

It is Deer Hunting Season, Be Aware of a Spike in Work Comp ClaimsRead More

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