When it comes to calculating workers' compensation premiums, two critical factors play a …
Understanding the Impact of Frequency and Severity on Workers’ Compensation PremiumsRead More
Buyers Guide: Workers Compensation Insurance
Understanding Classification Rules in Workers’ Compensation
When it comes to managing workers' compensation, understanding classification rules is fundamental. …
Understanding Classification Rules in Workers’ CompensationRead More
Experience Mod Fundamental: Actual vs Expected
Let me talk about this in terms of a major concept, which is this actual versus expecting. So …
Emod Fundamentals – Perception of Risk
What we're trying to do here, what did not what necessarily we, what the insurance carriers, what th …
5 Strategies to Avoid Mega Problems in Large Deductible Policies
Large deductible insurance policies can be a tremendous advantage for employers. Significant cost …
5 Strategies to Avoid Mega Problems in Large Deductible PoliciesRead More
Understand And Improve Your Experience Modifier
To calculate your workers' compensation insurance premium, the insurance company takes into …
Know Your Correct Job Classification Codes To Save Workers’ Comp Costs
While implementing injury management best practices in workers’ compensation is the most effective …
Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More
Fundamental #1 to Understand the Experience Mod in Workers’ Comp
Things that we don't understand can seem a lot more difficult than they actually …
Fundamental #1 to Understand the Experience Mod in Workers’ CompRead More
Buyer Beware – 5 Things To Know About Lowest Work Comp Bidder
Resist the temptation to sacrifice great service for cheap workers comp insurance. It is certainly …
Buyer Beware – 5 Things To Know About Lowest Work Comp BidderRead More
Workers Compensation Insurance Premium Audits
Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …
The Experience Rating Adjustment in the Workers’ Comp Experience Mod
Experience rating adjustment is I think one of the more brilliant laws that lawmakers …
The Experience Rating Adjustment in the Workers’ Comp Experience ModRead More
The Timeframe Covered In The Experience Mod Rating Period
The experience mod formula and worker's compensation is a well-designed …
The Timeframe Covered In The Experience Mod Rating PeriodRead More
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience Mod
Is it more- damaging to your workers' comp experience mod to have ten $10,000 …
Workers’ Comp Claim Frequency Vs Severity Impact on The Experience ModRead More
When To Start Preparing For your Workers’ Comp Premium Audit
s Prepare For Premium Audit Each year, like clockwork, your worker's comp …
When To Start Preparing For your Workers’ Comp Premium AuditRead More
Get a Certificate of Insurance For Independent Contracts
Tip to Ensure You're Not Overpaying In Workers Compensation There's a simple fact that …
Get a Certificate of Insurance For Independent ContractsRead More
How Improperly Classified Employees Affect the Experience Mod
https://youtu.be/MF-H9l7pW9g You ever done something that you thought would help, but you …
How Improperly Classified Employees Affect the Experience ModRead More
2 Workers’ Comp Payroll Deductions Employers Often Miss
Your employer is paying any type of insurance premium. The amount of payroll that employer has is a …
2 Workers’ Comp Payroll Deductions Employers Often MissRead More
Key Questions to Ask When Selecting An Insurance Broker
Selecting an insurance broker is an important decision for a company. The insurance broker acts …
Key Questions to Ask When Selecting An Insurance BrokerRead More
Experience Modification Factor Fundamental – Actual vs Expected
This post is one in a 3-part series on the Experience Modification Factor in Workers' …
Experience Modification Factor Fundamental – Actual vs ExpectedRead More
Experience Modification Method To Calculate Workers Comp Premium
Experience Modification premiums are developed from, gross payroll, losses reported to the state …
Experience Modification Method To Calculate Workers Comp PremiumRead More
