When employers think about workers’ comp insurance, they often focus on premium. But behind the …
Insurance Math Uncovered: Losses, Expenses, Profit
Every year, employers write hefty checks to their workers’ comp insurance carriers. But do you know …
Play It Safe or Bet on Yourself?
Choosing the right workers’ comp insurance structure isn’t a spreadsheet exercise—it’s a reflection …
Friend or Boss? Navigating the Supervisor’s Dual Role in Workers’ Comp
Supervisors are the backbone of any workers’ compensation management program. They’re the first to …
Friend or Boss? Navigating the Supervisor’s Dual Role in Workers’ CompRead More
The First 24 Hours: A Supervisor’s Playbook for Workplace Injuries
When a workplace injury occurs, the first 24 hours set the tone for the entire workers’ …
The First 24 Hours: A Supervisor’s Playbook for Workplace InjuriesRead More
Why You Need Templates to Cut Costs and Speed Recovery
When a workplace injury occurs, emotions often run high. Employees may feel anxious about their …
Why You Need Templates to Cut Costs and Speed RecoveryRead More
10 Proven Ways to Lower Your Experience Mod
When it comes to workers’ compensation, few numbers matter more than your experience modification …
Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s Premium
Most employers think about their workers’ compensation renewal date as the big moment to focus on …
Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s PremiumRead More
Reading Your E-Mod Like a Report Card (and How to Raise the Grade)
In workers’ compensation, your experience modification factor—your “mod,” “E-mod,” or “X-mod”—is …
Reading Your E-Mod Like a Report Card (and How to Raise the Grade)Read More
The Hidden Power of Culture in Fighting Workers’ Comp Fraud
When people think about workers’ compensation fraud, the first image that comes to mind is often an …
The Hidden Power of Culture in Fighting Workers’ Comp FraudRead More
Avoiding the “Good Day/Bad Day” Defense: Why Long-Term Investigations Matter
Workers’ compensation fraud doesn’t always involve elaborate schemes or staged injuries. Sometimes, …
Avoiding the “Good Day/Bad Day” Defense: Why Long-Term Investigations MatterRead More
Fraud or Legitimate Claim? A Guide for Employers on Knowing When to Act
Most workers’ compensation claims are legitimate, and as an employer, you’re committed to ensuring …
Fraud or Legitimate Claim? A Guide for Employers on Knowing When to ActRead More
Why Early Vocational Rehab Can Prevent Long-Term Disability Claims
When an employee suffers a serious workplace injury, the immediate focus is usually on medical …
Why Early Vocational Rehab Can Prevent Long-Term Disability ClaimsRead More
On-Site vs. Outpatient vs. In-Home: Choosing the Right Setting for Physical Therapy
On-Site vs. Outpatient vs. In-Home: Choosing the Right Setting for Physical Therapy When an …
On-Site vs. Outpatient vs. In-Home: Choosing the Right Setting for Physical TherapyRead More
Teaching Injured Workers How to Work (and Live) Again
When a worker is injured on the job, most employers think first of medical treatment and physical …
Teaching Injured Workers How to Work (and Live) AgainRead More
The Dangerous Flaw in Zero-Accident Incentive Programs
It sounds like a great idea: reward employees when the workplace goes a certain number of days …
The Dangerous Flaw in Zero-Accident Incentive ProgramsRead More
Safety Committees That Work: How to Build a Culture of Accountability
Many organizations have safety committees, but too often they exist only on paper. Meetings are …
Safety Committees That Work: How to Build a Culture of AccountabilityRead More
Why Compliance Alone Won’t Keep Your Workplace Safe
When it comes to workplace safety, many employers think of compliance first. Are we following OSHA …
Why Compliance Alone Won’t Keep Your Workplace SafeRead More
How to Get Consistent Claims Outcomes with Account Handling Instructions
External partners—adjusters, nurse case managers, attorneys, medical providers—are vital players in …
How to Get Consistent Claims Outcomes with Account Handling InstructionsRead More
How a Baseline Analysis Transforms Your Workers’ Comp Program
If you don’t know where you are, how can you plan where to go? In workers’ compensation, this …
How a Baseline Analysis Transforms Your Workers’ Comp ProgramRead More
