The employee must report the injury to the employer within 120 days of the accident, illness or disease. If the employee reports the injury within 21 days of the accident, the indemnity benefits are payable from the date of the accident, if they apply. If the injury is report 22 days to 120 days after it occurred, the indemnity benefits are payable from the date the injury is reported. The employer must report the accident to the Bureau of Workers’ Compensation within 21 days to avoid sanctions.Medical Benefits:
The Return to Work program recommended by the Pennsylvania Department of Labor & Industry promotes the buy-in of the employee, the employer, the medical providers, the unions and the workers’ compensation insurer by explaining how the Return to Work program benefits all parties.
Lump sum settlements are allowed. Compromise and Release Agreements are used to resolve future medical exposure, future indemnity exposure or both. If the parties agree, a structured settlement may be used to pay the claim. All settlements are subject to the requirements of Medicare.
Author Rebecca Shafer, JD, President of Amaxx Risks Solutions, Inc. is a national expert in the field of workers compensation. She is a writer, speaker and website publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing.
Contact: RShafer@ReduceYourWorkersComp.com or 860-553-6604. www.LowerWC.com
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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
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