1. Q: When and how long can an employee collect indemnity benefits?
A: As long as the employee is medically unable to work, with limitations in some states on the maximum number of weeks.
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2. Q: The employee is in jail (not related to the workers comp claim), can s/he still collect indemnity benefits?
3. Q: The employee is taking his/her family on vacation, can s/he do that while drawing indemnity benefits?
4. Q: The employee is out of the country, can s/he still collect indemnity benefits?
A: If the employee is not treating for his/her medical condition, the workers comp adjuster should take the necessary steps to suspend temporary indemnity benefits until the employee returns to the country and resumes medical care. WCxKit If the employee has already reached maximum medical improvement, the permanent indemnity benefits would continue in most jurisdictions while the employee is out of the country.
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5. Q: The employee is working another job while collecting indemnity benefits from us, can s/he do that?
A: No. If the employee is able to do similar work for another employer, s/he is no longer medically unable to work WCxKit and temporary indemnity benefits should cease immediately. A possible exception to this would be for PPD benefits where the employee is unable to resume a manual labor position with your company, but locates less strenuous employment with another company.
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Do not use this information without independent verification. ALL STATE LAWS VARY AND CHANGE; consult with your insurance broker or agent about specific workers’ comp issues.
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