MAXCO Story Part II
Design & Development
Each division takes responsibility for customization in accordance with applicable state law and
the manual’s forms and policies are designed as templates for customization by each division.
Basically, while the program requires monitoring and nurturing from the corporate office, it is designed to be implemented and run on an autonomous, on-going basis at each division. The best thing about the program is the employees (many unionized) are supportive of the program because they now receive the best quality care available and they receive it promptly.
A successful example is of one facility (workersxzcompxzkit) in an eastern state, where incurred losses were reduced 79 percent; medical costs were reduced approximately 50 percent; and 90 percent of injured employees returned to work within 10 days.
Another MaxCo division on the west coast reduced incurred losses 84 percent in only one year. After deciding on the importance of putting together an effective cost cutting workers’ compensation plan, Maxco began by following these steps.
Steps in a Well-Designed Plan
Hiring Qualified Employees
The purpose of pre-employment screening is to ensure an applicant is physically and mentally capable of performing the functions of the job applied for and to ensure each employee is suitable for employment at the division. Several methods for screening employees include:
- Pre-employment medical evaluations by division doctors
- Use of detailed employment application forms
- Background checks
- Credential verifications
- Motor vehicle record checks
- Drug screening (at discretion of division)
- Prior workers’ compensation claims check
Author: Robert Elliott, J.D.
Click on these links to try it for yourself.
WC Calculator www.ReduceYourWorkersComp.com/calculator.php
TD Calculator www.ReduceYourWorkersComp.com/transitional-duty-cost-calculator.php
WC 101 www.ReduceYourWorkersComp.com/workers_comp.php
Do not use this information without independent verification. All state laws are different. Consult with your corporate legal counsel before implementing any cost containment programs.
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