Mistake: Accepting Every Workers’ Compensation Claim
Many companies operate under an unwritten rule: accept every workers’ compensation claim, no questions asked. While this may seem like the easiest path, it’s a…
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2 Common Mistakes In Workers’ Comp Doctor Selection
When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. However, employers frequently…
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Hidden Work Comp Foundation: Profit vs Purpose
There are elements in your workers’ compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee…
Important Times to Use Surveillance in Workers’ Comp Claims
Effectively managing workers’ compensation requires careful oversight and proactive measures to identify and prevent fraudulent or exaggerated claims. Surveillance serves as a powerful tool in…
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Part 2: Layoff Planning to Control Workers’ Comp Claims
In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following…
Part 2: Layoff Planning to Control Workers’ Comp ClaimsRead More
Part 1: Layoff Planning to Control Workers’ Comp Claims
Mass layoffs or company closures can trigger a significant increase in workers’ compensation claims—some legitimate, others potentially unsubstantiated. Proper layoff planning isn’t just about handling…
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How Fear Impacts Workers’ Compensation Claims (and What to Do About It)
When an employee is injured on the job, their primary concerns should be their health and recovery. However, for many workers, an overwhelming fear of…
How Fear Impacts Workers’ Compensation Claims (and What to Do About It)Read More
The OSHA Mindset Shift: From Compliance Burden to Strategic Advantage
For many employers, OSHA compliance is seen as a necessary evil—a government-mandated burden that adds layers of paperwork and administrative headaches. The typical mindset around…
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How to Calculate OSHA Total Recordable Incident Rate (TRIR)
This post is one in a 3-part series: What Is Considered OSHA Recordable? How to Calculate OSHA Total Recordable Incident Rate (TRIR) Who Is Responsible…
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Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff Tear
Once employers and adjusters understand the value of evidence-based medicine (EBM) in workers’ compensation claims, the next challenge is applying it effectively. EBM helps ensure…
Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff TearRead More
How to Tell If You Need a Nurse Case Manager for Your Workers’ Compensation Claim
Nurse case managers (NCMs) coordinate medical care and determine the extent of disability. However, there are times when the NCM doesn’t serve a specific purpose…
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What is Evidence-Based Medicine in Workers’ Compensation
Evidence-Based Medicine (EBM) plays a critical role in workers’ compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery…
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Understanding Classification Rules in Workers’ Compensation
When it comes to managing workers’ compensation, understanding classification rules is fundamental. These rules not only influence the amount you pay in premiums but also…
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Handling Difficult Return to Work Scenarios
Achieving a 90% return-to-work rate within 0-4 days is the gold standard for managing workers’ compensation claims, with best-in-class organizations reaching 95%+. However, some cases…
Avoid Litigation and Improve Workers’ Comp Claim Outcomes
When a worker is injured, their experience in the workers’ compensation system can have a profound impact on their recovery, return to work, and overall…
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Crash Course in Work Comp Motor Vehicle Accidents
On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers’ compensation insurance is the “primary” insurance, which requires the…
Emod Fundamentals – Perception of Risk
What we’re trying to do here, what did not what necessarily we, what the insurance carriers, what the underwriters trying to do is they’re trying to get an accurate perception of risk. Accurate perception of risk so that they can price it appropriately so that they can price your premiums appropriately because the insurance companies, if you weren’t aware of this, are in business to make money. They want to make a profit. So they want to price your workers’ current premium appropriately based on how risky you are based on how risky you are. Compare to Credit Report The best, I think, analogy of this, particularly is something that we’re all familiar with is just, like, a credit report. So a credit report. Let’s say your score is, you know, 515 ▪ versus someone whose score is, you know, 785. This person at 515 is significantly riskier credit risk than someone’s at 785. They’ve shown based on their history that they can pay their bills. They could pay them timely. FREE DOWNLOAD: “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue…
Workplace Injury Response Lessons from the Super Bowl LIX Champion Eagles
The Philadelphia Eagles’ dominant Super Bowl victory over the Kansas City Chiefs wasn’t just about skill—it was about preparation, execution, and leadership under pressure. The…
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9 Characteristics of Transitional Duty Assignments in Workers’ Comp
A structured Return-to-Work (RTW) program is one of the most effective ways to reduce workers’ compensation costs and improve employee recovery outcomes. Transitional duty assignments,…
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Policy Sabotage Review: Hidden Obstacles to Workers’ Comp Success
Employers striving to improve their workers’ compensation programs often find their goals harder to achieve than expected. The root of the issue is not always…
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