Show Me the Savings: Using Data to Sell RTW to the C-Suite
Transitional duty programs are one of the most effective ways to reduce workers’ compensation costs, improve employee outcomes, and lower your experience mod. But if…
Show Me the Savings: Using Data to Sell RTW to the C-SuiteRead More
Most Often Missing Component in WC Reform
Most People Aim for Nothing “Most people will aim for nothing and hit it with amazing accuracy.” Hello, my name is Michael Stack and I’m…
What to Do When Injured Employees Can’t Come Back
Even the best-managed return-to-work (RTW) programs can’t bring back every injured employee. Sometimes, due to medical complications, psychological barriers, or the nature of the injury…
Innovation from National Comp: Paradigm’s HERO MSK Program
I recently attended National Comp and, as always, looked forward to hearing what is new in the workers’ comp industry. At last year’s conference, I…
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Why ‘Counting Paperclips’ Hurts More Than It Helps in Return-to-Work Programs
When an injured employee returns to work under a transitional duty program, the goal should be more than simply having them “back on the clock.”…
Why ‘Counting Paperclips’ Hurts More Than It Helps in Return-to-Work ProgramsRead More
Think You’re Too Big to Worry About Frequency? Think Again
When a large company faces a single catastrophic injury, it grabs attention—and rightly so. These severe losses can be emotionally and financially draining. But while…
Think You’re Too Big to Worry About Frequency? Think AgainRead More
Can a High Deductible Plan Help Lower Your Mod?
When it comes to structuring your workers’ compensation insurance, high deductible plans offer flexibility, savings potential, and a level of control that guaranteed cost programs…
The 70% Discount You Might Be Missing in Workers’ Comp
Many employers worry that reporting small injuries will automatically raise their workers’ comp premiums. It’s an understandable concern—especially when trying to keep your experience modification…
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Building Partnerships, Not Transactions: The Secret to Better Claims Outcomes
Workers’ comp has evolved dramatically over the past 20 years—virtual staffing, remote adjusters, digital claims systems, automated reporting, telemedicine. But for all the technological progress, …
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Building Your Workers’ Comp Dream Team
One of the biggest reasons workers’ comp programs fail is simple: no one is clearly in charge.Everyone assumes someone else is handling something—reporting, return to…
Your Workers’ Comp Oasis: Why Vision Comes Before Action
Most employers enter workers’ comp the same way Bugs Bunny handled that sinking rowboat—plugging leaks, reacting, scrambling, drowning in chaos. A claim pops up, then…
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The Day-One Strategy That Determines Whether You Win or Lose a Claim
Most employers think winning a litigated workers’ comp case depends on the attorney’s performance at trial. You win cases long before trial even exists. Winning…
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The $50,000 Question: “What Do You Think?” and Why Employers Should Ask It More
Early engagement with defense counsel. Not when the claim is denied.Not when the IME is ordered.Not when the trial date is set. But at the…
The $50,000 Question: “What Do You Think?” and Why Employers Should Ask It MoreRead More
The Trust & Care Framework That Prevents Workers’ Comp Claims From Going Legal
When employers talk about building a best-in-class workers’ compensation program, they usually jump straight to processes, vendors, adjusters, or metrics. But the true backbone of…
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The #1 Question Employers Ask: Should We Pay Small Claims Out of Pocket?
One of the most common questions employers ask is: “Should we report small claims to the carrier,or just pay them out of pocket?” This question…
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The 70% Secret: How the ERA Cuts Your Mod Faster Than Anything Else
The Experience Rating Adjustment (ERA) is one of the most powerful, most overlooked cost-reduction tools in workers’ compensation. In ERA states, medical-only claims receive a…
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The 48-Month Trap: How One Bad Workers’ Comp Year Impacts Your Mod for Three More
A bad workers’ comp year can feel like a disaster. A cluster of injuries, a catastrophic loss, or a period of high frequency will drive…
The 48-Month Trap: How One Bad Workers’ Comp Year Impacts Your Mod for Three MoreRead More
One Injury, One Dataset: How to Create a Seamless Safety–Work Comp Workflow
One of the most costly inefficiencies in injury management comes from the way employers collect and handle data. OSHA data lives in one silo. Workers’…
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Is It First Aid or Medical Treatment? A Clear, Employer-Friendly OSHA Guide
One of the most misunderstood areas of OSHA compliance is the difference between first aid and medical treatment beyond first aid. And while it might…
Is It First Aid or Medical Treatment? A Clear, Employer-Friendly OSHA GuideRead More
Using Data to Strengthen Your Provider Relationships
Numbers don’t replace relationships — but they can make them stronger. In today’s workers’ compensation landscape, employers have access to more data than ever before,…
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