Many Injured on Job in New Hampshire Did Not Receive Workers Comp Coverage

 

According to a new report from New Hampshire’s Department of Health and Human Services, merely half of the people who were injured while working in New Hampshire in 2008 had their medical costs covered by workers compensation. The survey was released by the NewHampshireDepartmentofHealthandHumanServices, titled “Work Related Injuries 2011.”
 
“Our study estimated that only about half of those employed for wages and injured seriously enough to require medical treatment had some or all of their treatment paid for by workers’ compensation,” according to the report. “This represents a substantial financial burden falling on private and public insurers as well as on individual families.”
 
The report cautioned, however, that the data, collected from telephone surveys in 2008, is imprecise “due to the small number of respondents reporting on payment for treatment.”
The total report was based on phone surveys of 6,892 adults. It indicated that close to 5 percent of workers had been injured at work seriously enough to need treatment in the prior year, which it stated was consistent with the levels discovered in other states.
 
The surveys have been conducted for many years, but 2008 was the first year that questions were included about compensation, partly out of concern that lack of payment options leads to underreporting of injuries on the job. If there’s no chance of getting medical costs covered, there’s little incentive for workers to report injuries.
 
The data in the report indicate several trends, including:
 
.      Manufacturing industries are on the decrease in New Hampshire
 
.      From 2000–2008 there were 127 work-related fatalities in New Hampshire
 
.      In NH, between 2002 and 2007, 6% of all Emergency Department discharges of patients age 16 and older, were paid for by workers compensation, compared to the U.S. as a whole, where only 2% of ED discharges of patients age 16 and older were paid for by workers comp.
 
.      Between 2002 and 2007, 28% of all NH ED visits with the expected payer of workers comp involved traumatic amputations. Of these work-related amputations, 85% involved amputation of finger(s) and 15.4% involved amputation of the thumb, compared to the U.S. where 21% of all visits involved traumatic work-related amputations, 98% of which involved amputation of the finger(s) and 15% involved amputation of the thumb.
 
.      In 2008, workers comp awards to injured workers totaled $239,290, with the average workers comp award per covered New Hampshire worker totaling $354.
 
.      More than 47,000 New Hampshire workers are employed in high mortality risk. occupations.
 
.      More than 78,000 New Hampshire workers are employed in high mortality risk industries.
 
The survey also discovered that, in general, workers with more education had fewer injuries, presumably because they were less likely to work in physical jobs. While 4.9 percent of all New Hampshire workers came forward with an injury, the rate was 14 percent among those who did not have a high school degree, just 2.3 percent among those holding bachelor’s or higher degrees.
 
Another cautionary piece of information from the authors was that the survey did not cover illness, only injury, so that chronic ailments caused by workplace conditions are not included.
 
The survey was released by the NewHampshireDepartmentofHealthandHumanServices, titled “Work Related Injuries 2011.”
 
“This comprehensive report looks at the core occupational health indicators of work-related injuries and illnesses,” said Dr. José Montero, director of Public Health at the New Hampshire Department of Health and Human Services. “The report contains some important data and we hope it will be useful to our partners and the people of New Hampshire in preventing such injuries in the future.”
 

Author Michael B. Stack, CPA, Director of Operations, Amaxx Risk Solutions, Inc. is an expert in employer communication systems and part of the Amaxx team helping companies reduce their workers compensation costs by 20% to 50%. He is a writer, speaker, and website publisher.  www.reduceyourworkerscomp.com Contact mstack@reduceyourworkerscomp.com

 

 


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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.

 

©2012 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact us at: Info@ReduceYourWorkersComp.com.

Ohio Bureau of Workers Comp Awards $350,000 in Grants for Workplace Safety

 


The Ohio Bureau of Workers Compensation (BWC) has awarded safety intervention grants to 16 Ohio employers totaling more than $350,000.
 
 
BWC designed the Safety Intervention Grant Program to assist Ohio employers in reducing illnesses and injuries, as well as to create a partnership with them to establish best practices for accident and injury prevention. [WCx]
 
 
"These grants can be very helpful to employers that want to create safer workplaces for their employees but are discouraged by the expense," said BWC Administrator/CEO Steve Buehrer. "They also help to establish best practices by allowing BWC to measure the effectiveness of each employer's safety interventions and advise other employers on how to contend with similar safety concerns."
 
 
Ohio private and public employers are eligible for the grants, which include a 2-to-1 matching amount up to a maximum of $40,000 for a total of $60,000 – $20,000 from the employer and $40,000 from BWC. Quarterly data reports and follow-up case studies help BWC determine the effectiveness of employers' safety interventions and establish best practices.
 
 
Grant Recipients 
 
 
City of Monroe (Butler County)
The city's Public Works Department is responsible for water and sewer maintenance for the city. BWC awarded $27,666.67 to purchase a hydro-excavation system and hydraulics trailer to reduce the ergonomic risk factors associated with manually exercising water/sewer system valves. Risk factors include repetitive motion, excessive force, and awkward postures, in addition to the hazards related to exposure to extreme weather and traffic conditions.
 
 
Mid State Restoration, Inc. (Cuyahoga County)
Mid State Restoration is a construction industry employer specializing in masonry restoration. BWC awarded $8,359.93 to purchase new dustless technology safety tools used in concrete finishing work, such as saws, grinders, hammer drills and vacuum systems. These tools will help reduce the risk of injury related to overexposures to silica and noise.
 
 
Buckeye Tire Co-Columbus Inc. (Franklin County)
Buckeye Tire is an automobile service facility that specializes in auto, light and heavy duty truck service and repairs. BWC awarded $28,315.80 to purchase a tire balancer with wheel lift and tire changer to reduce the risk of injury related to material handling, forceful exertions and awkward postures.
 
 
G.A.G. Inc. (Franklin County)
GAG Inc. is a landscape maintenance company. BWC awarded $40,000 to purchase a mulch mule to reduce the risk of injury related to manual material handling, such as strains/sprains, repetitive motion, slips/trips and falls, and exposure to vehicular traffic.
 
 
Archbold Refuse Service, Inc. (Fulton County)
A.R.S. is a waste hauling company for residential, commercial and industrial customers. BWC awarded $40,000 to purchase hydraulic container lock systems to reduce the risk of injury related to manual material handling as yard containers are pushed/pulled to trucks and manually locked in place prior to dumping.
 
 
LICCO Industries, Inc. (Licking County)
Licco is a sheltered workshop serving the developmentally disabled population. BWC awarded $3,589.33 to purchase a new edge of dock plate, which includes a hydraulic 30,000 lb wall mounted control station to reduce the risk of slips/trips and falls, and injury to the upper extremities.
 
 
LifeCare Ambulance (Lorain County)
LifeCare is an emergency/non-emergency medical transportation provider. BWC awarded $30,792.37 to purchase a Power-LOAD system and three bariatric transport cots to reduce the risk of injury related to manual handling of patients as they are loaded and unloaded from emergency vehicles.
 
 
MacQueen Orchards (Lucas County)
MacQueen Orchards is a small family owned apple and peach orchard. BWC awarded $8,266.67 to purchase vented bins to reduce the risk of injury related to manual material handling, such as sprains/strains, in addition to cuts/lacerations from loose metal and nails protruding from wooden crates.
 
 
North Toledo Graphics (Lucas County)
North Toledo Graphics is a privately owned printing company that provides mailing and bindery service along with high quality web offset printing. BWC awarded $5,629.66 to purchase portable scissor lifts to reduce the risk of musculoskeletal disorders related to manual material handling and repetitive bending and lifting.
 
 
M & M Wine Cellar (Mahoning County)
A service industry employer, M & M Wine Cellar is a small family-owned wine and restaurant business. BWC awarded $40,000 to purchase an automated wine bottling system to reduce the risk of injury related to manual material handling, such as sprains/strains, cuts and lacerations, as well as the ergonomic risks associated with prolonged standing, repetitive motion, and grip force during the bottling process.
 
 
MLC Inc., dba Electro Polish Company (Montgomery County)
Electro Polish provides metal finishing service for the tool and die industry. BWC awarded $7,999.98 to purchase a power flight bar, trolley and catwalk to reduce the risk of injury related to material handling, awkward postures, forceful exertions and contact stress.
 
 
Gahm's Inc. (Scioto County)
Gahm's is an auto and truck dismantling and recycling center that performs towing, recovery and truck crane services. BWC awarded $15,376.76 to purchase a tire changer with retractable air reels to reduce or eliminate the risk of injury related to manual material handling, forceful exertions and awkward postures.
 
 
Countryside Veterinary Service, Inc. (Trumbull County)
BWC awarded $4,031.24 to purchase mobile examination/transport tables to reduce the risk of injury related to manual handling of animals for examination, such as sprains, strains and animal bites.
 
 
Marietta Ambulance Service, Ltd (Washington County)
BWC awarded $40,000 to purchase two power load systems for cots, to reduce the risk of injury related to manually lifting and loading patients into emergency vehicles.
 
 
Manufacturing Company, Inc. (Williams County)
Bard is a manufacturer of light commercial HVAC equipment. BWC awarded $40,000 to purchase a powered conveyor system to reduce the risk of injury related to manual material handling as HVAC equipment, weighing between 100 -700 lbs, is manually pushed down assembly lines on gravity conveyor systems. [WCx]
 
 
Carey Exempted Village Schools (Wyandot County)
BWC awarded $10,386.67 to purchase lightweight tables to reduce the risk of injury related to manual material handling, such as sprains and strains to the hip, back and shoulders, in addition to pinch points as employees set-up and break down existing heavy weight tables.

 

 

Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. He is an editor and contributor to Workers Compensation Management Program: Reduce Costs 20% to 50%. Contact: Info@ReduceYourWorkersComp.com.

 

 


 


WORKERS COMP MANAGEMENT MANUAL:  www.WCManual.com
MODIFIED DUTY CALCULATOR:  www.LowerWC.com/transitional-duty-cost-calculator.php

 

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.

 

©2012 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact us at: Info@ReduceYourWorkersComp.com.

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