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Your Lost Time Rate Tells the Truth About Your Return-to-Work Program

When a worker is injured, the clock starts ticking — not just on recovery, but on cost. The longer …

Your Lost Time Rate Tells the Truth About Your Return-to-Work ProgramRead More

The Only Two Levers That Control Workers’ Comp Costs

When it comes to controlling workers’ compensation costs, most employers fall into the same trap: …

The Only Two Levers That Control Workers’ Comp CostsRead More

Turning Around a Claim Before It Goes Off the Rails

Every claims manager knows the feeling. A routine injury — maybe a shoulder strain, a twisted knee, …

Turning Around a Claim Before It Goes Off the RailsRead More

The Real Reason Some Employees Never Come Back to Work

In workers’ compensation, it’s easy to focus on the medical side of an injury — the X-rays, the …

The Real Reason Some Employees Never Come Back to WorkRead More

When Shoulder Strains Behave Like Spinal Cord Injuries

In workers’ compensation, we’re used to thinking of “catastrophic claims” as the worst of the worst …

When Shoulder Strains Behave Like Spinal Cord InjuriesRead More

The Empathy Sandwich Series: Part 3 – Following Up and Closing with Care

The final bite of the Empathy Sandwich is follow-through—closing with care and doing it …

The Empathy Sandwich Series: Part 3 – Following Up and Closing with CareRead More

The Empathy Sandwich Series: Part 2 – The Middle Layer – Getting Technical Without Losing Trust

Once you’ve led with empathy, it’s time for the middle layer of the Empathy Sandwich: the technical …

The Empathy Sandwich Series: Part 2 – The Middle Layer – Getting Technical Without Losing TrustRead More

The Empathy Sandwich Series: Part 1 – Why Empathy Should Bookend Every Claims Conversation

If there’s one habit that reliably improves workers’ comp outcomes while costing almost nothing, …

The Empathy Sandwich Series: Part 1 – Why Empathy Should Bookend Every Claims ConversationRead More

Why Ignoring Substance Abuse Is the Most Dangerous Mistake Employers Make

When it comes to workplace safety, most employers focus on hazards they can see—slippery floors, …

Why Ignoring Substance Abuse Is the Most Dangerous Mistake Employers MakeRead More

From Shame to Support: Creating Non-Judgmental Mental Health Programs for Employees

In today’s workplace, conversations about physical safety and injury prevention are common. …

From Shame to Support: Creating Non-Judgmental Mental Health Programs for EmployeesRead More

Why Smoking Cessation Outperforms Every Other Wellness Program

Employers today are under constant pressure to manage rising healthcare costs, improve …

Why Smoking Cessation Outperforms Every Other Wellness ProgramRead More

Who’s Really Running Your Claims?

When employers think about workers’ comp insurance, they often focus on premium. But behind the …

Who’s Really Running Your Claims?Read More

Insurance Math Uncovered: Losses, Expenses, Profit

Every year, employers write hefty checks to their workers’ comp insurance carriers. But do you know …

Insurance Math Uncovered: Losses, Expenses, ProfitRead More

Play It Safe or Bet on Yourself?

Choosing the right workers’ comp insurance structure isn’t a spreadsheet exercise—it’s a reflection …

Play It Safe or Bet on Yourself?Read More

Friend or Boss? Navigating the Supervisor’s Dual Role in Workers’ Comp

Supervisors are the backbone of any workers’ compensation management program. They’re the first to …

Friend or Boss? Navigating the Supervisor’s Dual Role in Workers’ CompRead More

The First 24 Hours: A Supervisor’s Playbook for Workplace Injuries

When a workplace injury occurs, the first 24 hours set the tone for the entire workers’ …

The First 24 Hours: A Supervisor’s Playbook for Workplace InjuriesRead More

Why You Need Templates to Cut Costs and Speed Recovery

When a workplace injury occurs, emotions often run high. Employees may feel anxious about their …

Why You Need Templates to Cut Costs and Speed RecoveryRead More

10 Proven Ways to Lower Your Experience Mod

When it comes to workers’ compensation, few numbers matter more than your experience modification …

10 Proven Ways to Lower Your Experience ModRead More

Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s Premium

Most employers think about their workers’ compensation renewal date as the big moment to focus on …

Mark Your Calendar: How the Unit Statistical Date Shapes Next Year’s PremiumRead More

Reading Your E-Mod Like a Report Card (and How to Raise the Grade)

In workers’ compensation, your experience modification factor—your “mod,” “E-mod,” or “X-mod”—is …

Reading Your E-Mod Like a Report Card (and How to Raise the Grade)Read More

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