When employers think about workers’ comp insurance, they often focus on premium. But behind the …
Insurance Issues, Rates, Premiums
Workers Compenstion Issues such as rates, premiums and industry-wide costs increases or reductions
Insurance Math Uncovered: Losses, Expenses, Profit
Every year, employers write hefty checks to their workers’ comp insurance carriers. But do you know …
Play It Safe or Bet on Yourself?
Choosing the right workers’ comp insurance structure isn’t a spreadsheet exercise—it’s a reflection …
Understanding Classification Rules in Workers’ Compensation
When it comes to managing workers' compensation, understanding classification rules is fundamental. …
Understanding Classification Rules in Workers’ CompensationRead More
Know Your Correct Job Classification Codes To Save Workers’ Comp Costs
While implementing injury management best practices in workers’ compensation is the most effective …
Know Your Correct Job Classification Codes To Save Workers’ Comp CostsRead More
Workers Compensation Insurance Premium Audits
Annual Premium Audits (aka payroll reviews) are required by insurance carriers. They can be …
When To Start Preparing For your Workers’ Comp Premium Audit
s Prepare For Premium Audit Each year, like clockwork, your worker's comp …
When To Start Preparing For your Workers’ Comp Premium AuditRead More
2 Workers’ Comp Payroll Deductions Employers Often Miss
Your employer is paying any type of insurance premium. The amount of payroll that employer has is a …
2 Workers’ Comp Payroll Deductions Employers Often MissRead More
Experience Modification Method To Calculate Workers Comp Premium
Experience Modification premiums are developed from, gross payroll, losses reported to the state …
Experience Modification Method To Calculate Workers Comp PremiumRead More
Correctly Calculate the Average Weekly Wage
In any workers’ compensation claim, one of the most important issues that needs to be determined …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?
Employers are generally required to purchase workers’ compensation insurance for their employees. …
Independent Contractors in Workers’ Compensation: When Are They Really An Employee?Read More
Understanding the HIGH Cost of Selecting the LOW Price Work Comp Proposal
The Executive Director of a governmental pool could not understand why the cost of the pool's …
Understanding the HIGH Cost of Selecting the LOW Price Work Comp ProposalRead More
Six Tips to Get the Most From Your Insurer
Many insurers are great providers, however, it is naïve to think every insurer has your best …
The 8 Sections of Your Workers Compensation Insurance Policy
Every employer buying workers compensation coverage knows it is an insurance policy for …
The 8 Sections of Your Workers Compensation Insurance PolicyRead More
6 Common Mistakes Made In A Workers’ Comp Premium Audit
An annual premium audit is a great opportunity to review your workers’ comp class codes and …
6 Common Mistakes Made In A Workers’ Comp Premium AuditRead More
Waivers of Statutory Immunity Impact on Workers Compensation
When used properly, transferring risk for workers compensation exposure and losses can be an …
Waivers of Statutory Immunity Impact on Workers CompensationRead More
Dollars and Cents of Frequency And Severity Work Comp Premium Impact
It is natural for employers to be overly concerned about serious injury losses. They recognize …
Dollars and Cents of Frequency And Severity Work Comp Premium ImpactRead More
5 Methods to Calculate Workers Comp Premiums
Most Workers compensation insurance premiums are generally formulated in five basic methods. The …
What Happens When Your Insurer Goes Bankrupt
Most employers never think about the possibility that their workers’ compensation insurer could go …
How High Will Your Work Comp Premiums Go?
Employers in 2013 are finding it difficult to renew their existing workers’ compensation policy or …
