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Michael B. Stack

Why the Best Workers’ Comp Programs Start at the End

Most employers collect injury data because they’re required to.Very few employers use that data the …

Why the Best Workers’ Comp Programs Start at the EndRead More

The One Number That Tells You If Your Workers’ Comp Program Is Actually Working

 How do you know in workers' compensation if things are going well or not? Hello. My name …

The One Number That Tells You If Your Workers’ Comp Program Is Actually WorkingRead More

The Overlooked Power of Near-Miss Reporting in Workers’ Comp Prevention

Most employers track injuries.Some track claims.Very few track near misses—and that’s a costly …

The Overlooked Power of Near-Miss Reporting in Workers’ Comp PreventionRead More

One Injury, Too Many Owners: How Data Confusion Increases Claims Costs

When an employee gets injured, a surprising question often follows inside the organization: Who …

One Injury, Too Many Owners: How Data Confusion Increases Claims CostsRead More

Why ‘More Help’ Isn’t Always the Answer in Workers’ Comp

When workers’ comp results disappoint, employers often respond the same way: add another …

Why ‘More Help’ Isn’t Always the Answer in Workers’ CompRead More

One Trick to Have Adjusters Follow Your TPA Account Instructions

One of the biggest complaints that people have in the work comp industry regarding account …

One Trick to Have Adjusters Follow Your TPA Account InstructionsRead More

Is Your Workers’ Comp Problem Frequency or Severity?

When workers’ comp costs rise, most employers immediately look for solutions. But too often, they …

Is Your Workers’ Comp Problem Frequency or Severity?Read More

Your Workers’ Comp Vision Is Missing — And It’s Costing You Money

Most workers’ compensation problems don’t start with bad adjusters, uncooperative doctors, or …

Your Workers’ Comp Vision Is Missing — And It’s Costing You MoneyRead More

Finding the Claims That Will Blow Up Your Costs—Before They Do

By the time a workers’ compensation claim has been open for six months, the outcome is usually …

Finding the Claims That Will Blow Up Your Costs—Before They DoRead More

Biomedical vs. Biopsychosocial: The Real Reason Claims Spiral

Most workers’ compensation programs are built on a simple assumption:Fix the injury, and the claim …

Biomedical vs. Biopsychosocial: The Real Reason Claims SpiralRead More

Not All Catastrophic Claims Start Catastrophic

When employers think about catastrophic workers’ compensation claims, they usually picture dramatic …

Not All Catastrophic Claims Start CatastrophicRead More

The Discount Trap in Workers’ Comp Medical Care

At first glance, medical discounts seem like a win for employers. Lower fees should mean lower …

The Discount Trap in Workers’ Comp Medical CareRead More

Why Telemedicine Is the Front Door of Claim Control

Telemedicine is often marketed as a convenience tool — faster access, fewer clinic visits, and …

Why Telemedicine Is the Front Door of Claim ControlRead More

The Three Cs of Great Treating Physicians

One of the most overlooked drivers of workers’ compensation outcomes isn’t the network, the …

The Three Cs of Great Treating PhysiciansRead More

Predictability vs. Guessing: Why the Law of Large Numbers Matters in Insurance Decisions

When employers consider changing workers’ compensation insurance structures, the conversation often …

Predictability vs. Guessing: Why the Law of Large Numbers Matters in Insurance DecisionsRead More

If You Fail To Plan Your Account Instructions, You Plan To Fail

Planning to Succeed at the Start of the Year Today, I wanna talk about, as we’re kicking off this …

If You Fail To Plan Your Account Instructions, You Plan To FailRead More

Do You Want to Be in the Business of Insurance? The Question Every Employer Avoids

Most employers believe they’ve already made their workers’ compensation insurance decision. They …

Do You Want to Be in the Business of Insurance? The Question Every Employer AvoidsRead More

How Risk Financing Really Works in Workers’ Comp (And Why Structure Matters)

When employers talk about workers’ compensation costs, the conversation often centers on premiums, …

How Risk Financing Really Works in Workers’ Comp (And Why Structure Matters)Read More

The Silent Killer of Claims: What Happens When No One Follows Up

Most workers’ comp programs work hard to respond quickly when an injury occurs.The claim is …

The Silent Killer of Claims: What Happens When No One Follows UpRead More

The Value of Return-To-Work

 January 5 Is the Day You Can Feel the Value of Return to Work January 5, 2026. Today is …

The Value of Return-To-WorkRead More

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