Recently there has been some chatter on blogs and in the news about nationalization or federalization of workers compensation. Some writers think it would be a great thing, others think it would be a catastrophe, depending on the writer’s location on the political spectrum.
1. The employee is free to select the doctor of his choice (or his attorney’s choice) without any input from the employer.
2. The indemnity compensation rate, $1,224.66, is higher than any state rate, and more than double the compensation rate in several states.
3. Return to work programs are difficult to manage when the employees’ indemnity compensation rate is higher than their normal take home pay.
4. There are far more questionable workers comp claims [did the injury happen at work or did the injury occur elsewhere?] under LHWCA due to the generous indemnity benefits.
5. The waiting period for indemnity benefits to start under the LHWCA is 3 days.
Author Rebecca Shafer, JD, President of Amaxx Risks Solutions, Inc. is a national expert in the field of workers compensation. She is a writer, speaker and website publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing.
Contact: RShafer@ReduceYourWorkersComp.com or 860-553-6604.
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