One of the initial issues a risk manager with high workers' comp costs is WHO should do the assessment and what are the benefits of each option. There are many resources available to assess your workers' comp program and tell you why your costs have skyrocketed. Several consididerations are: the cost of each, the availability and timeline of each, the impartiality of each, and the experience level of each. This is one area where you must have experience, and it's best to have experience in several industries. A resource with narrow experience will generally examine a narrow range of issues and options for correction, so a resource with a broader range of experience is generally best. You can discuss having these resources provide an assessment: 1-broker's staff – if your broker has post-loss consulting resources, they may have the type of experience that will be helpful because they may have serviced many types of companies 2- independent consultants – pre-loss, post-loss and experience modification professionals 3- automated systems – online web-based assessment provide uniform assessments across many business units (this is how Workers' Comp Kit operates) 4- medical doctors – MDs can review injury treatment protocol, over treatment/under treatment, effective use of nurse case managers, and IME process efficiency, among other issues Try the WC Cost Calculator to show the REAL COST of work comp. Look at WC 101 for the basics about workers comp. Workers' Comp Kit® is a web-based online Assessment, Benchmarking and Cost Containment system for employers. It provides all the materials needed to reduce your costs significantly in 85% less time than if you designed a program from scratch. Do not use this information without independent verification. All state laws are different. Consult with your corporate legal counsel before implementing any cost containment programs. ©2008 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact I[email protected]