For workers who spend the days behind the wheel, it would make sense to assume that the thin strip of nylon or polyester that keeps them pinned to their seats in case of a collision is there to keep them safe from harm.
But a Saskatoon Court of Queen's Bench judge recently ruled that buckling up may actually be more dangerous for bus drivers, according to a report from the Canadian OH&S News. In an Oct. 20 decision, Justice Grant Currie overturned Saskatoon bus driver Dean Christianson's traffic court conviction for failing to wear his seatbelt. (WCxKit)
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His experiences, and those of others that had come to his attention in the course of working in his industry, gave him reason to believe that his safety may be compromised by wearing a seatbelt," Justice Currie wrote. Christianson believed that if passengers on the bus assaulted him, being buckled in would make him less able to defend himself.
In his initial traffic safety court trial, Christianson called violence against transit operators a "growing, nationwide epidemic," noting that he been threatened by three people riding on the bus at the time he was pulled over.
"
As someone who has been spit on, I discovered that you do not know who is going to grab your steering wheel while you're driving or sucker punch you, or stab you, or spit on you. You have no idea who it's coming from," he said. "Some of the drivers have been sucker punched while they are driving and took repetitive blows while trying to get their seatbelt off so they can defend themselves."
Under Saskatchewan's Traffic Safety Act, a bus driver is not required to wear a seatbelt if they have reason to feel it may put them at risk of injury.
The Crown had argued that the exemption only applied when there was a specific risk of injury, but Justice Currie ruled that the regulation could also be applied to a driver who "may be continuously exposed to a compromise of his or her safety on a random basis." (WCxKit)
A Saskatoon civic policy states that all public employees must be buckled in whenever they're behind the wheel of a city vehicle, but the transit union is hoping this ruling will help change that policy, first introduced three years ago.
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact
SR Max is a slip resistant shoe provider. They work with businesses of all sizes to improve employee safety through customized slip resistant shoe programs to meet your specific needs. They have compiled some interesting statistics about workers compensation slip-and-fall injuries.
Note from R. Shafer: On most of the loss runs I have examined, Slip/Trip/Fall is VERY common regardless of the industry so a shoe program might be worth considering. We don't endorse any particular product, but Sr. Max was willing to write an article for us about this topic, so the links are to their website. Hopefully the article will be educational on risk techniques you will find useful.
Did You Know?
Slip, trip and fall injuries make up 15 percent of all worker’s compensation claims.
The average slip and fall worker’s compensation claim is nearly $22,000.
Sixty-five percent of lost work days are due to slip and fall accidents.
Twenty-two percent of slip and fall incidents resulted in more than 31 days away from work.
Twenty-four percent of workplace slip and falls can be directly attributed to footwear.
How can I protect my employees from slip and falls?
A great way for an employer to reduce slip and fall accidents is with a company-wide slip resistant shoe program. This program should be a part of an overall safety plan and can be handled by the safety director or loss prevention specialist in the organization. A good slip resistant shoe program can reduce slip and falls by 50 percent or more with little or no cost to the employer.
By mandating employees wear appropriate footwear for their working environment and providing guidance about where and how to purchase slip resistant shoes, businesses can proactively reduce their accident rates and better protect their employees.
How do slip resistant shoes prevent slip and falls?
Slip resistant shoes have a specially made sole that offers increased resistance to sliding or skidding in wet or greasy surface conditions. This sole is made from a softer rubber compound that is designed to provide more traction by gripping the microscopic roughness of the walking surface. Additionally, slip-resistant shoe soles typically feature a grid-like tread pattern that funnels liquid out from under the shoe, preventing hydroplaning on water or grease.
How do I know my employees are wearing the right shoes?
Not all slip resistant shoes perform equally. Make sure that employees are only wearing shoes that have been tested and have a slip resistance rating. Many of the shoes from retail shoe stores claim to be slip resistant, but don’t offer any significant increase in protection for your employees. A quality slip resistant shoe vendor should be able to produce test results to verify the slip resistance of their shoes.
What styles of slip resistant shoes are there?
Nearly any type of work shoe can be made with a slip resistant sole. Depending on your workplace, the shoe styles your employees wear will vary:
1. If you run a restaurant, your kitchen workers might be wearing waterproof clogs, while your servers could be wearing oxfords.
2. A hospital or long-term care facility will be a great setting for comfortable, supportive sneakers.
3. An industrial or manufacturing setting needs something tougher, such a steel toe or comp toe work boot.
4. Consider keeping a stock of various sized overshoes on hand for new hires to wear until they get proper footwear, or for visiting supervisors.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact
Cal/OSHA issued 11 citations totaling $371,250 to Baxter Healthcare Corporation dba Baxter Bioscience recently for deliberate and willful workplace safety violations which resulted in the death of one of their technicians and serious injury of two others.
According to Cal/OSHA, the violations included four willful citations, indicating intentional violation or knowledge of a violation. Baxter has 15 business days to appeal or pay the citations.(WCxKit)
Baxter technician Henry Astilla, 33, collapsed when he entered a seven foot deep, 6,000-liter tank in which nitrogen gas was being bubbled through plasma as part of a protein extraction process. Air in the tank was displaced by the nitrogen resulting in an oxygen-deficient atmosphere in the tank. Cal/OSHA regulations require employers to have special protective procedures in place prior to the entrance by employees into these types of confined spaces. In this case, the employer had not tested the atmosphere prior to entrance to insure there was sufficient oxygen, which led to Astilla's death.
Cal OSHA's investigation further revealed that when Astilla was discovered, a supervisor ordered two other employees to enter the tank and retrieve him, without testing the atmosphere of the tank or providing proper equipment and other safeguards necessary for a safe rescue. As a result, Astilla died and the two employees sent to retrieve him were seriously injured. One remains hospitalized.
"The hazards of working in confined spaces are well documented and this is a classic example of the kind of injury that occurs when employers fail to adequately protect their employees," said Cal/OSHA Chief Ellen Widess. "When confined space operations are not properly planned, it is unfortunately common for other employees to be injured or killed while attempting impromptu rescue of the initial victim."
Cal/OSHA determined Baxter's confined space program failed to comply with all requirements, including appropriate atmospheric testing, protective equipment as well as rescue equipment and procedures.
Baxter Bioscience is a multi-national pharmaceutical company with a Los Angeles plant located in Atwater Village. The facility is the largest of its kind in the nation, utilizing advanced technology to produce plasma proteins.(WCxKit)
The citations Cal/OSHA issued included one classified as general and 10 classified as serious, four of which were classified as willful. Willful classifications are issued when an employer either commits an intentional violation or is aware that it violates a safety law, or when an employer is aware that an unsafe or hazardous condition exists and makes no reasonable effort to eliminate the hazard.
Author Robert Elliott, executive vice president, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
If you ask most employers whether or not they work toward maintaining a safe work environment, the answer will likely be, “yes.” And statistics show that over the past several years, employers are doing a better job at keeping workers safe.
In fact, according to data released by the U.S. Bureau of Labor Statistics (BLS), the number of nonfatal, work related injuries and illnesses in 2010 totaled around three million. This continues a downward trend from 4.3 million in 2003*. Cases that involved lost workdays also fell from 2003 yet still exceeded 900,000, a significant loss of productivity.
It is clear that creating a safe work environment pays off , so it should be a top priority for every employer. Not only can a culture of safety lead to reduced injuries and workers compensation claims; but it can improve morale and increase productivity, as well. With a safe work environment, everybody wins, but it is up to management to create the framework and maintain a culture of safety.
A safe work environment can happen when you follow certain best practices that work, starting with assessing the workplace.
Assessing the Workplace for Safety
A safe work environment starts at the top. So the first step in assessment is to determine how management views safety. Questions, which may vary according to business size and industry, might include the list below.
- Does management clearly communicate its belief and safety expectations to employees?
- Is safety as important as production, sales, quality, technology and equipment?
- Are safety performance objectives and guidelines established?
- What are the rewards or consequences regarding these guidelines?
- Who is responsible for safety measures and how is ownership communicated throughout the organization?
A fully engaged management team is the foundation for creating a safe work environment. Next, it is time to eliminate hazards.
Increase Safety by First Focusing on the Basics
To perform the jobs, workers need to move, see, hear and breathe without risking injury or illness. During the work environment assessment, check each area for cleanliness, proper lighting and obstruction-free pathways. Look for leaking pipes, and cracked walls, floors and ceilings. Determine whether airborne chemicals, exhaust or smoke are entering the workspace. Identify the steps required to mitigate any hazards, and assign tasks to appropriate departments.
The Benefits of Job Planning to Increase Safety
Properly planning a job means fewer safety incidents. When expectations, time schedules, and equipment lists are clearly communicated, each team member knows what is required to complete a project safely and on time. Every job planning exercise should include identifying potential safety hazards, so they can be avoided. Remember that “rush” jobs often lead to worker shortcuts, lack of or improper use of safety equipment, and accidents and injuries.
Look Back to Improve Future Workplace Safety Performance
During an assessment, it is important to gather data for review. Many organizations seeking to improve workplace safety assign personnel to observe projects and tasks to identify safety hazards – both planned-for and unexpected. Examples of hazards might include
- Missing or inoperable safety equipment.
- Damaged tools or machinery.
- Workers failing to follow safety procedures.
- Poor maintenance practices.
Review the data with a goal of identifying problems, needed repairs, equipment upgrades and training opportunities; then develop an improvement plan for each area.
Aim for Continuous Safety Improvement
To continue the downward trend of workplace injuries and illnesses and control workers compensation claims, employers must make workplace safety an integral part of an organization’s culture. Here are a few tips for developing a safety culture.
Create awareness by putting safety front and center, to ensure everyone knows its importance to the organization. Hold meetings, hang signs and banners, place stickers on equipment and create contests. Include safety tips in company messages, newsletters, videos and other means of communication.
Take a team approach by involving employees and promoting a sense of shared responsibility. Solicit each employee’s help and ideas. Make sure managers are as well versed in safety as they are in production, sales and quality.
Be proactive: When hiring, evaluate a candidate’s safety awareness. Create a workforce that is familiar and comfortable with safety procedures.
Offer training: Whether employees are new or long-term, each should undergo safety training. Ongoing refresher training is also necessary to improve performance and maintain awareness.
Incentivize employees: Rewarding employees for safety, as well as for productivity, demonstrates a real commitment to workplace safety.
Put it in writing: Regularly update all employee manuals and safety for policy changes, new equipment, procedure revisions and regulations.
Be patient: Creating a safety culture takes time and continued effort. It may be a few years before your organization’s new safety-oriented culture takes hold. But the results will be worth it! (WCxKit)
A Safe Work Environment Works for Everyone
Reducing workplace illness and injuries makes good business sense. Increasing productivity and reducing resources spent on workers compensation claims means a stronger bottom line no matter what the business.
Even more important is the satisfaction and quality of life that employees can enjoy when safety becomes part of your organizational culture. Performing their jobs safely, and knowing their employer cares enough about them to take it seriously, can really boost morale. When every employee leaves work as healthy as when they arrived, then management has achieved an important goal.
This post was provided by Erin Palmer on behalf of Villanova University’s online human resources programs. Villanova offers a
Masters degree in HR, as well as HR training certificate programs. Erin can be reached on Twitter
@Erin_E_Palmer.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact
A major development company has been fined $350,000 for an "immense oversight" at the construction of a giant warehouse in Melbourne's southeast that led to the death of a man.
According to information from the Construction, Forestry, Mining and Energy Union, County Court judge Liz Gaynor said that John Parton's fate was sealed when Australand failed to oversee properly work being done at the Dandenong South site where he was killed when a steel frame collapsed. (WCxKit)
She said it was only luck that more men had not yet arrived for work when the structure, measuring 82 meters by 240 meters, crashed down on the 47-year-old Langwarrin man.
Gaynor said the steel frame had not been properly braced and a colleague with Mr. Parton narrowly escaped death or serious injury.
She said failing to ensure the partially built frame was braced was a "serious example" of an occupational health and safety breach that had resulted in the "massive collapse of a massive structure.”
Australand, the principal builder of the project and in charge of overseeing construction, was fined $350,000.
Australand had no prior convictions and Gaynor said it had shown remorse and taken immediate steps to improve safety on its projects.
Acting director of WorkSafe's construction and utilities team, Allan Beacom, said after the sentencing that temporary bracing on partially-built structures was integral to workplace safety.
“There are a surprisingly high number of structural failures where this simple step has not been done, and in every case, people are at risk," he said.
“The incident must act as a reminder to all that fundamental safety responsibilities must be adhered to." (WCxKit)
Charges against two other defendants in the case are yet to be heard.
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact
There's been an adjournment in the case against three companies charged in the 2009 fatal stage collapse at a popular annual country music festival near Camrose, Alta.
The case will be back in court November 9, 2011.
According to a report from The Canadian Press, Panhandle Productions, Global Production Company and a numbered Alberta company have been named in the case. (WCxKit)
A total of 33 charges were laid against the companies after a powerful windstorm swept through the area during the Big Valley Jamboree in the summer of 2009, causing the main stage to collapse.
More than a dozen people were injured and Donna Moore, a woman from Lloydminster, Alta., was killed.
In August, the Crown prosecutor and a lawyer said an adjournment would allow them time to work through the massive amount of information related to the case.
A pre-trial conference has also been requested, to find out if the matter needs to go to trial.
Alberta Occupational Health and Safety is sharing information from this case with other jurisdictions that have seen similar stage collapses recently.
Six people died in August when the stage collapsed at a Sugarland concert in Indianapolis; five died in Belgium when a storm swept in and toppled the stage at the Pukkelpop Festival; and several people were injured when the stage went down at Bluesfest in Ottawa in July.
Each of the charges carries a maximum fine of $500,000 and possible jail time. (WCxKit)
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact
A global car components manufacturer has been fined after a Staffordshire, Great Britain, woman fractured and burned her left middle finger while operating a welding machine.
The Health and Safety Executive (HSE) reported that it prosecuted ThyssenKrupp Tallent, Ltd., following the incident at the company's factory at Quadrant Point, Cannock, in August of 2010.(WCxKit)
The 43-year-old agency worker from Burntwood, who did not want to be named, was using the machine to weld nuts onto car parts when her left hand middle finger became trapped between the electrode and another part of the machine.
South Walls Magistrates' Court heard the woman fractured her finger and suffered a severe electrical burn, which has left her with continuing numbness. She was unable to return to work for four months and was in a great deal of pain during her recovery, needing help with day-to-day tasks including washing, dressing, and preparing food.
An HSE investigation found the machine had no jig fitted to hold the work piece in place and was set to single-hand operation control. Workers had to hold the work piece in place with their left hand, while using their right hand to press the control button to operate the machine. This meant the left hand was very close to the unguarded moving parts and could become caught.
ThyssenKrupp Tallent, Ltd, of Aycliffe Trading Estate, Darlington, pleaded guilty to breaching Regulation 11(1) (a) of the Provision and Use of Work Equipment Regulations 1998 and Regulation 3(1) of the Management of Health and Safety at Work Regulations 1999. The company was fined £16,000 ($25,500) and ordered to pay £5972 ($9500) in costs.(WCxKit)
The court also heard the company had been fined as a result of a prosecution by HSE in 2009, following a previous incident relating to machinery guarding at the Cannock site.
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
The Department of Labor's Occupational Safety and Health Administration (OSHA) recently renewed its alliance with the Scaffold Industry Association, Inc. (SIA), aiming to protect the safety and health of those working on scaffolds from falls and other deadly hazards, according to information provided by the agency.
Since the nationwide alliance was signed in 2008; OSHA and SIA have developed safety materials on transport platforms and mast-climbing work platforms relating to scaffold and fall hazards, as well as applicable American National Safety Institute (ANSI) consensus standards. Several of these products have been translated into Spanish and Portuguese.(WCxKit)
Goals of the renewed alliance include increasing awareness of OSHA's rulemaking and enforcement initiatives, developing new effective training and education programs, and conducting outreach and communication activities on workers' rights and employers' responsibilities. The organizations will continue to emphasize scaffold safety, including issues related to mast climbing scaffolding, suspended scaffolding, and aerial lift equipment.
SIA is a national trade organization founded in 1972, which represents the scaffold, aerial lift and access industry. SIA promotes safety in these areas by developing educational and training courses, audiovisual programs, and codes of safe practices. It has more than 1,000 member companies including aerial platform dealers and distributors; scaffold and shoring erectors and renters; plank and platform manufacturers and distributors; safety and engineering consultants; and government officials.
Through the alliance Program, OSHA works with groups committed to worker safety and health to prevent workplace fatalities, injuries, and illnesses. These groups include unions, consulates, trade or professional organizations; faith- and community-based organizations; and business and educational institutions.(WCxKit)
OSHA and the groups work together to develop compliance-assistance tools and resources, share information with workers and employers, and educate workers and employers about their rights and responsibilities. Alliance program participants do not receive exemptions from OSHA programmed inspections.
Author Robert Elliott, executive vice president, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
British satellite TV installation firm Foxtel, Ltd, has been prosecuted following the death of a worker who fell while carrying out work on a roof, according to a report from Health and Safety Executive (HSE).
Engineer Noel Corbin, 29, from New Addington, Croydon, suffered fatal head injuries after falling 13.5 meters (44.3 ft.) from a four-story house onto a side patio in Belsize Park, London Feb. 3, 2008. (WCxKit)
The Old Bailey heard safety equipment found in Corbin's van was unsuitable for the type of work he was undertaking.
An HSE investigation after the incident exposed a number of failings at Foxtel, Ltd., including failure to ensure work at height was properly planned, organized, and monitored.
The Old Bailey heard Corbin was working on a satellite TV dish on the property's roof apex and had accessed the roof via a dormer window. Before his fall he was also seen working on another satellite dish located on a flat roof. Evidence suggests Corbin fell from the flat roof itself or while walking across the sloping roof.
The court was told when Corbin was first employed by Foxtel, Ltd., references were not sourced from his previous employer, nor were any training certificates provided. Corbin was also not accompanied on any initial visits so therefore no assessment could be made of his competence.
As a result, the HSE investigation concluded as soon as Corbin stepped onto the roof, he was at high risk of slipping, tripping or falling. Most of the work on satellite dishes Corbin undertook involved work at height on large properties with more than two stories.
Foxtel, Ltd., based in Wates Way, Brentwood, Essex, pleaded guilty to breaching section 2(1) of the Health and Safety at Work etc. Act 1974. Today, the firm is no longer trading and was shown to have no assets. The court fined the company £1 ($1.65).(WCxKit)
Falls from height remain the most common cause of workplace fatality. In 2008/09 there were 35 fatalities, 4,654 major injuries and a further 7,065 injuries that caused the injured person to be off work for three or more days .
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
The U.S. Department of Labor Occupational Safety and Health Administration (OSHA) cited Howard Industries, Inc., in Ellisville, MS, for 17 safety violations following the January death of a worker electrocuted while calibrating a transformer test station.
Proposed penalties for the citations total $169,500.
According to an OSHA report, two serious violations related to the fatality include not requiring employees to use work safety practices when dealing with live electrical circuits and failing to use locks and tags when de-energizing test equipment.(WCxKit)
Howard Industries has seven manufacturing facilities. The Ellisville plant develops, designs, and manufacturers power transformers. It employs approximately 167 workers.
Six additional serious violations include: failing to develop specific lockout/tagout procedures, failing to conduct a personal protective equipment hazard assessment, missing a mid-rail on an elevated platform, exposing employees to potential electric shock hazards without providing them insulated gloves or other protective equipment, allowing a plasma cutter operator to not wear safety glasses, and having an unguarded shaft. A serious violation occurs when there is substantial probability that death or serious harm could result from a hazard about which the employer knew or should have known.
Three repeat violations include: failing to provide machine guarding on the press brake and welder, not having noncombustible welding screens for employees, and flexible cords in place of fixed wiring. A repeat violation exists when an employer previously has been cited for the same or a similar violation of a standard, regulation, rule, or order at any other facility in federal enforcement states within the last five years. The company was cited for all four of these same violations at its Laurel plant in June 2009.(WCxKit)
One other-than-serious violation was cited for failing to install metal receptacles in accordance with listing and labeling instructions. An other-than-serious violation is one that has a direct relationship to job and health, but probably would not cause death or serious physical harm.
Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.