#1
Is Coronavirus Compensable in Workers’ Compensation?
The Coronavirus pandemic sweeping the globe will cause members of the claim management team to face a new challenge beyond staying healthy themselves. It will likely cause added stress on the system as employees claim workers’ compensation benefits for illnesses that will cause countless people to miss work. Now is…
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#2
Five Clues an Injured Employee is Dragging Out Their Workers Compensation Claim
Now and then one comes across a claimant who knows the twists and turns of the workers’ compensation system. The claimant could be a dependable and good worker, but the employee is dragging out their workers’ compensation claim. The insurance industry calls these people “career claimants.” When a background check…
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#3
14 Safety Rules to Better Manufacturing Facility Safety
Factories are often thought of as dangerous places to work. But, that is wrong if the factory has a proper safety program in place. The creation of a safety program for a factory is not much more difficult that creating a safety program for any other type of business. The success of any…
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#4
5 Steps To Implement a Safety Action Plan
A Safety Action Plan to identify and eliminate physical, ergonomic, biological and chemical exposures will assist the employer in the reduction of the number of work-related injuries and occupational diseases. By having a Safety Action Plan, the employer is taking a proactive approach to providing the employees with a safe place…
#5
Ten Light Duty Work Ideas
So you have decided to provide some light duty or transitional work for injured workers to decrease wage loss expense. First of all, congratulations! This is the first step in decreasing claims costs. The wage expense in a comp claim is most usually the biggest cost, and any chance…
#6
10 Red Flags in Workers Comp Psychiatric Evaluations
A worker is injured, anxious, and depressed. Is his or her emotional condition caused by the injury? Is the psychological condition – separate from any physical injury – causing any impairment? Is treatment needed and, if so, what kind? Can the worker return to full duty in the same environment…
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#7
Six Things that Drive Workers Compensation Adjusters Crazy
Being a workers’ compensation adjuster has a lot of demands. Every day you have to juggle multiple demands on many files, sometimes within several jurisdictions. A typical caseload for the lost-time adjuster is 150 active files. The adjuster tries to handle the demands of those files in addition to the…
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#8
6 Common Mistakes Made In A Workers’ Comp Premium Audit
An annual premium audit is a great opportunity to review your workers’ comp class codes and included payroll for accuracy. Employers that understand the process and prepare early should, at the very least, have no surprises from the audit. Unfortunately, far too many organizations view the audit as a necessary…
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#9
The Difference Between Exacerbation and Aggravation of Pre-existing Conditions
When reviewing medical records or looking at medical notes from an injured worker’s doctor, some of the diagnosis wording can be confusing. This is especially true with strain-type injuries. The word “exacerbation” and “aggravation” can mean the same thing in certain scenarios, and they can carry different meanings in…
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#10
10 Safety Program Recommendations for Trucking Companies
Safety is the number one priority of the risk manager at a trucking company fleet. The cost of accidents involving big trucks is substantially more than the cost of accidents in almost any other business. Truck accidents have both the potential for significant property losses and accidents pose an increase…
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