As an employer, you need to protect your company from higher than normal workers' compensation cost brought on by the aggravation of pre-existing conditions. Pre-employment screening of job applicants is the most effective way of preventing workers’ comp claims arising out of the aggravation of a pre-existing condition. By not hiring people who may be more susceptible to injury, you can significantly reduce your exposure to injury claim involving the aggravation of a pre-existing condition. The cost of medical history questionnaires and physical exams is minor compared to what a new employee with the pre-existing condition can do to your Experience Modification Factor.
Author Rebecca Shafer, President, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers’ Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. Contact: RShafer@ReduceYourWorkersComp.com or 860-553-6604.
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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers' comp issues.
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