Several visitors have asked about Canadian WC compared to US WC. We have the Canadian WC information listed by province on our Resource page
http://www.reduceyourworkerscomp.com/resources.php. It includes contact information and website for each provincial board. The province websites contain the regulations. WC in Canada is very similar to US, but it’s not quite as problematic because they have state health benefits so there isn’t as much as an incentive to try to shift the source of payment like there is for our US citizens who have no health benefits.
Our National Workers Comp Score are numeric scores ranked for 1-100. Yes, you CAN earn 18 extra point! No, the scoring is not graded on a curve… But, don't worry too much about your scores because it's intended as a learning experience. As you read the questions, you'll learn what best practices you haven't done, and you'll probably be able to implement a few practices right away. Once you do that, you can retake your Best Practice Assessment to improve your Score, and you'll see improvement on your Score Tracker. Make as many improvements as you want, and continue to monitor progress. If you have multiple divisions, the scores of each is ranked best-to-worst so you'll know instantly which divisions you need to concentrate on. Risk Managers have found this feature very helpful in targeting training needs and providing more resources and assistance. So, if you want to know where your biggest areas of cost savings are, have all divisions take the Best Practice Assessment and get their NWCS. Once they show improvement show the results to your broker and carrier to make a case for lower premiums. We'll put you on a schedule for implementation of changes, that will further enhance your chances for lower premiums and collateral requirements. Learn more at http://www.reduceyourworkerscomp.com/best-practice-profile-ranking.php Financial executives understand quantification, and a "score" provides uniform analysis that is quantifiable, so consider having all operating units get a WC Target Score. The 7 Biggest Mistakes Employers Make is at: http://www.reduceyourworkerscomp.com/lower-reduce-workers-comp-costs.php
Functional capacity testing is a useful tool to help determine a worker’s capacity, but it can also help screen for symptom magnification. For example, in most strength tests a worker has to repeat his effort three times. While it is possible to exaggerate disability one time, it is virtually impossible to have the exact same amount of disability three times in a row. The wording in the report usually refers to an “inconsistent effort”, and this is typically more than 15%.
For the 7 Biggest Mistakes Companies Make, click here: http://www.reduceyourworkerscomp.com/lower-reduce-workers-comp-costs.php
Companies can save millions of dollars by implementing a Transitional Duty Program.
A transitional duty program is when an injured employe is placed in temporary positions, tasks, or jobs that are less demanding than his or her original position. This assists in getting injured employees back to work sooner, but allows them to go through the healing process. See how much money you can save by bringing an employee back to work 14 days earlier with the Transitional Duty Calculator: click here: http://www.reduceyourworkerscomp.com/transitional-duty-cost-calculator.php.
Saving 14 days at $80.00 per day, and the cost of replacement labor might be $1,500 for a temporary worker, if your company profit margin is 7.5 percent. This shows by bringing an employee back to work 14 days earlier your company has saved $34,900. which is the amount of money it would take to "replace" the $2,620 out-of-pocket cost. Use the transitional duty calculator to build management commitment when you are beginning your transitional-duty program. For some smaller companies this might be the entire gross earning for one week. For the 7 Biggest Mistakes Companies Make, click here: http://www.reduceyourworkerscomp.com/lower-reduce-workers-comp-costs.php
Author Rebecca Shafer, President of Amaxx Risks Solutions, Inc. is an attorney and national expert in the field of workers compensation. She is a writer, speaker and website publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. Contact: RShafer@ReduceYourWorkersComp.com.
WORK COMP CALCULATOR: http://www.LowerWC.com/calculator.php
MODIFIED DUTY CALCULATOR: http://www.LowerWC.com/transitional-duty-cost-calculator.php
WC GROUP: http://www.linkedin.com/groups?homeNewMember=&gid=1922050/
SUBSCRIBE: Workers Comp Resource Center Newsletter
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2010 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
LowerWC.com has many visitors from governmental agencies such as NASA, the TSA, the Department of Labor, the National Park Service, the U.S. Postal Service, the Department of the Interior, the U.S. House of Representatives, the U.S. Army, Air Force, Navy, and Marines. These visits are from military installations around the world, not just U.S.-based operations. Doctors Hutchinson and Leffingwell have done work for the CDC and Dept of Labor/Employment.
Leslie J. Hutchinson, M.D., MPH, FACOEM, and Sanford S. Leffingwell, MD, MPH, FACOEM, are among a number of physicians nationwide working with the Department of Labor's Energy Employee Occupational Illness Compensation Program (EEOICP). Congress concluded several years ago that former workers at U.S. federal nuclear facilities were suffering the effects of exposure to toxic substances, but were having difficulty obtaining compensation for their illnesses through existing channels.
Doctors Hutchinson and Leffingwell are also ongoing medical consultants for the U.S. Public Health Service, Region IV, Federal Occupational Health (FOH). For FOH, they evaluate, diagnose, and recommend preventive and treatment strategies for a wide spectrum of diseases and injuries that arise in federal workplaces. They have served as experts on chemical and biological weapons effects for the U.S. Army's Army Materiel Command (AMC) and Chemical Material Agency (CMA). In that role, they have evaluated workers who have had possible or actual chemical or biological weapons agent exposures.
Author Robert Elliott, executive vice president, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.
Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
©2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact Info@ReduceYourWorkersComp.com.
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